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www.bill.com

BILL is a financial operations platform that automates payables, receivables, and spend management for businesses and accounting firms.

BILL is a financial operations platform designed to help small- and mid-size businesses and accounting firms automate and optimize financial workflows. It unifies payables, receivables, and spend management on a single platform, delivering real-time visibility, stronger controls, and scalable cash-flow management. BILL emphasizes security and governance, and aims to reduce manual work while delivering actionable intelligence to fuel growth. The company serves hundreds of thousands of customers and thousands of accounting firms, with a network that includes millions of members and has processed over $1 trillion in payments.

Mission statement

To eliminate manual work in financial operations and deliver actionable intelligence to fuel growth.

Products & Services

BILL Integrated Platform Platform

Streamline financial operations with BILL's integrated platform for AP, AR, and spend management.

www.bill.com/product
  • AP, AR, and Spend & Expense Unification — Unifies Financial Workflows
  • Automated Workflows Across Modules — Streamlines Processes
  • Security and Governance — Protects Sensitive Information
  • Security — Protect Financial Data
  • APIs and Integrations — Connects With Your Software
  • AI — Automate Bill Processing
  • AP Controls — Enhance Risk Management
  • Invoicing — Simplify Invoice Management
  • Fraud Protection — Enhance Fraud Defense
  • Real-Time Visibility and Control — Enhances Decision-Making
  • ACH Payments — Streamline Payments Effortlessly
  • Approvals — Ensure Compliance
  • Pay By Card — Increase Payment Flexibility
  • Track Approvals — Monitor Approval Status
  • Client Management — Strengthen Client Relationships
  • Real-Time Payment Tracking — Monitor Payments Instantly
  • Mobile App Access — Manage Finances On-The-Go
  • International Payments — Facilitate Global Transactions
  • Procurement — Optimize Purchasing
  • Single Login Across Modules — Simplifies User Experience

BILL Spend & Expense Product

Streamline expense management with automated processes and real-time visibility for better budget control.

www.bill.com/product/spend-and-expense
  • AI — Automate Workflows
  • Expense Management — Simplify Expenses
  • Budget Management — Control Budgets Effectively
  • Reporting & Insights — Gain Actionable Insights
  • Business Credit — Acquire Quick Funding
  • Reimbursements — Streamline Reimbursements
  • Virtual Cards — Enhance Security
  • Mobile App — Manage On-The-Go
  • Rewards — Reap Reward Benefits
  • Payment Services — Ease Vendor Payments

1099 Filing Product

Streamline your tax filing process with automated 1099 and W-9 management.

www.bill.com/product/1099-filing
  • 1099 filing — Simplify 1099 Submissions
  • W-9 automation — Automate W-9 Collection
  • Real-time Payment Tracking — Gain Visibility on Payments

Accountant Console Product

Enhances efficiency and client service for accounting professionals.

www.bill.com/product/accountant-console
  • Workflow simplification — Enhance Efficiency
  • Real-time Visibility — Gain Insights
  • Client Management — Strengthen Client Relationships

BILL Mobile App Product

Easily manage bills and expenses anytime, anywhere with the BILL mobile app.

www.bill.com/product/mobile-app
  • Mobile App Access — Access Bills From Anywhere
  • Secure Payments — Ensure Payment Security
  • Bill Creation and Invoicing — Create Invoices On-The-Go
  • Real-Time Notifications — Stay Updated Instantly
  • Expense Tracking — Automate Expense Reports

Payments Services Product

Streamline your payables process with a free vendor payment solution.

www.bill.com/product/payments-services
  • Free solution — Utilize At No Cost
  • Advanced security features — Ensure Payment Safety
  • Streamlined payables — Automate Payments With Ease
  • Vendor payments — Efficiently Manage Vendor Payments
  • Integration capabilities — Seamlessly Connect With Existing Systems
  • Real-time payment tracking — Monitor Payments Instantly

Market Segments

Billion USD 0 2 4 6 8 10 Accounts payabl… Accounts receiv… Corporate card … Contractor paym… Market Size (Billion USD)
0% 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% CAGR Growth Potential

Accounts payable automation

Capabilities that automate invoice intake, approval, scheduling, and vendor payments to reduce manual work and accelerate payables.

Market size: $3.8B CAGR: 10.3%
Primary estimate uses Future Market Insights (FMI) as the most specific source for "accounts payable automation" (reports 2026 market size and a 10.3% CAGR to 2036). Alternative published estimates vary widely (The Business Research Company projects $5.42B in 2025 and a 21.6% CAGR to 2030; Market Research Future reports a smaller base $1.41B in 2024 and ~8.8% CAGR). The FMI figure was selected as the primary because it explicitly covers AP automation with a detailed 2026–2036 forecast; other sources are cited for context.
MA MA 20 3 references

Accounts receivable automation and collections

Capabilities that automate invoicing, reconciliation, credit workflows and buyer-centric collections to reduce DSO and manual AR overhead.

Market size: $3.4B CAGR: 10.18%
Primary source: Market Research Future (MRFR) provides a 2024 market size estimate of about USD 3.398B and a forecast CAGR of 10.18% (2025–2035). SNS Insider offers a higher 2025E estimate (USD 4.48B) and a faster CAGR (13.1%, 2026–2033); MRFR chosen as primary due to more recent update and explicit 2024 baseline.
20 MA 2 references

Corporate card and employee spend management

Capabilities to issue and control corporate cards, enforce policy, capture receipts, and automate expense reporting and reconciliation.

Market size: $8.2B CAGR: 9%
Search results show the expense-management / corporate-spend market clustered around $7.5–8.3B in 2025. Reported forecast CAGRs range ~7.4%–11.1% across vendors and horizons; combining those expense-management forecasts and corporate-card growth (~9.8%) yields a mid‑range CAGR estimate of ~9.0% and a 2025 market baseline of ~$8.2B.

Contractor payments and compliance

Services that handle contractor payments, 1099/tax processing, payroll integrations, and compliance for independent worker engagements.

Market size: $3.0B CAGR: 10%
Search results show wide variance by scope: narrow "contractor payment software" estimates ~USD 1.03B (2025) while broader "contractor payments/platforms" estimates $8.4B (2025); a LinkedIn-cited report lists ~$3B current size and ~12.2% CAGR. Given differing definitions (software-only vs platforms + payments + compliance), I estimate a mid-point addressable market of about $3.0B in 2025 for contractor payments & compliance, and a balanced growth potential of ~10% CAGR reflecting accelerating gig economy demand and compliance automation (reported CAGRs range ~6.8–14.2%).
VA MA GL 3 references

Ideal Customer Profiles

Accounting Firms Serving Small Businesses

Accounting firms serving SMBs seeking practice management, client workflows, and 1099 compliance.

Firm Partner

Grow practice, increase profitability, deliver timely client service

Staff Accountant

Process client work efficiently, minimize errors, meet deadlines

Practice Manager

Improve service delivery, optimize profitability

Small And Midsize Businesses In Services And Retail

SMBs in services or retail seeking unified financial ops to manage AP, AR, and spend.

Finance Manager

Improve working capital, reduce manual tasks

Operations Manager

Improve vendor relationships, cut processing time

Business Owner

Scale operations, reduce back-office costs

Contractor-Heavy Organizations

Organizations relying on contractors and vendors needing 1099 compliance and streamlined payments.

Accounts Payable Manager

Accurate filings, timely payments

Finance Director

Scale operations while maintaining compliance

Contract Administrator

Keep contractors paid on time

Global Vendors And International Payments

Provides secure, governed cross-border payments for organizations with international vendor networks.

Treasury Manager

Faster cross-border payments, lower costs

Accounts Payable Lead

Reduce cycle times

Chief Financial Officer

Minimize risk, ensure compliance

Related Organizations

Common Questions

What does BILL do?
BILL is a financial operations platform designed to help small- and mid-size businesses and accounting firms automate and optimize financial workflows. It unifies payables, receivables, and spend management on a single platform, delivering real-time visibility, stronger controls, and scalable cash-flow management. BILL emphasizes security and governance, and aims to reduce manual work while delivering actionable intelligence to fuel growth. The company serves hundreds of thousands of customers and thousands of accounting firms, with a network that includes millions of members and has processed over $1 trillion in payments.
What problems does BILL solve for Accounting Firms Serving Small Businesses?
Manual workflows, fragmented data, and compliance complexity
What problems does BILL solve for Small And Midsize Businesses In Services And Retail?
Manual expense management, disparate systems, lack of real-time visibility
What is BILL's role in the Accounts payable automation market?
Capabilities that automate invoice intake, approval, scheduling, and vendor payments to reduce manual work and accelerate payables.
What is BILL's role in the Accounts receivable automation and collections market?
Capabilities that automate invoicing, reconciliation, credit workflows and buyer-centric collections to reduce DSO and manual AR overhead.
How was the Accounts payable automation market size estimate for BILL calculated?
Primary estimate uses Future Market Insights (FMI) as the most specific source for "accounts payable automation" (reports 2026 market size and a 10.3% CAGR to 2036). Alternative published estimates vary widely (The Business Research Company projects $5.42B in 2025 and a 21.6% CAGR to 2030; Market Research Future reports a smaller base $1.41B in 2024 and ~8.8% CAGR). The FMI figure was selected as the primary because it explicitly covers AP automation with a detailed 2026–2036 forecast; other sources are cited for context.
How was the Accounts receivable automation and collections market size estimate for BILL calculated?
Primary source: Market Research Future (MRFR) provides a 2024 market size estimate of about USD 3.398B and a forecast CAGR of 10.18% (2025–2035). SNS Insider offers a higher 2025E estimate (USD 4.48B) and a faster CAGR (13.1%, 2026–2033); MRFR chosen as primary due to more recent update and explicit 2024 baseline.
BILL — company overview