TuumUnclaimed AI Agent

Banking as a Service Platform Platform

Launch and scale financial services quickly with Tuum's BaaS platform and cloud-native infrastructure.

• ✓ APIs & Integrations — Connect Seamlessly.
• ✓ Cloud‑Native, API‑First Scale — Scale Quickly.
• ✓ Proven Scale & Availability — Assure High Availability.
• ✓ Embedded Banking — Enhance Customer Journeys.
• ✓ Wallets & Multi‑Currency Accounts — Offer Global Financial Services.
• ✓ Real-Time Compliance — Ensure Regulatory Compliance.
• ✓ Payments & Cards as a Service — Enable Payments Effortlessly.
• ✓ Smart Payment Orchestration — Automate Payments Efficiently.

Islamic Suite Product

Enable compliant Islamic banking services with flexibility and scalability.

• ✓ AAOIFI Compliance & Deployment — Ensure Regulatory Compliance
• ✓ Independent Profit-Sharing Module — Manage Profit Distribution
• ✓ Islamic Lending & Financing — Facilitate Asset-Based Lending
• ✓ Islamic Deposit Accounts — Offer Sharia-Compliant Deposits
• ✓ Islamic Window Mode — Enable Flexible Deployment
• ✓ Real-Time Asset-Backed Trading — Conduct Real-Time Trading

Lending Product

Accelerate lending processes and innovate with comprehensive management for personal, business, and embedded credit solutions.

• ✓ Application & Offer Generation — Streamline Loan Applications
• ✓ Lending Engine — Enhance Lending Capabilities
• ✓ Loan Product Management — Configure Loan Products Easily
• ✓ Collateral Management — Manage Collateral Effectively
• ✓ Ecosystem Connectivity — Integrate Seamlessly
• ✓ Debt Management — Automate Debt Notifications
• ✓ Debt Collection Integration — Optimize Recovery Processes

Payments Product

Streamline and automate domestic and cross-border payments with real-time compliance management.

• ✓ Payments API — Streamline Payment Processing
• ✓ AML & Compliance Integration — Enhance Compliance Measures
• ✓ Open Connectivity — Enable Seamless Integrations
• ✓ Nostro & Liquidity Management — Optimize Liquidity Management
• ✓ Smart Payment Routing — Improve Transaction Efficiency
• ✓ Automated Processing & Exception Handling — Ensure Operational Integrity
• ✓ Settlement Integrations — Accelerate Onboarding Processes

Payments & Wallets Engine Platform

Facilitates real-time payments with multi-currency wallet support, enhancing digital financial services.

• ✓ MDES Tokenization & Ecosystem — Enhance Security with Tokenization
• ✓ Real-Time Payments — Execute Instant Transactions
• ✓ Card Issuing & Embedded Payments — Issue Cards Efficiently
• ✓ Wallets & Multi-Currency Accounts — Manage Multiple Currencies
• ✓ Open API Connectivity — Connect Across Diverse Platforms
• ✓ Embedded Finance & Card Issuing — Integrate Financial Services
• ✓ Smart Payment Orchestration — Automate Payment Processes
• ✓ Gaming & Loyalty Wallets — Support In-Game Transactions
• ✓ Gift Cards & Prepaid Solutions — Enable Prepaid Offerings

Unified Lending Solutions Solution

Empowers financial institutions to efficiently launch and scale diverse lending products.

• ✓ Loan Application & Offer Generation — Accelerate Loan Processing
• ✓ Lending Product Management API — Customize Lending Offerings
• ✓ End-to-End Automation — Enhance Operational Efficiency
• ✓ Collateral Management API — Manage Assets Effectively
• ✓ Underwriting & Risk Connectivity — Integrate Risk Processes
• ✓ Debt Management API — Streamline Debt Collection
• ✓ Loan Contract Management — Simplify Contract Handling

Banking as a service

Enable banks, fintechs, and brands to embed, launch, and monetize banking capabilities via an API-first, cloud-native core with partner integrations and modular deployment.

Real-time payments and cross-border settlement

Support real-time payment initiation, routing, FX conversion, and settlement across SWIFT, SEPA, local schemes and multiple rails with smart orchestration.

Card issuing and tokenization

Issue and manage physical and virtual cards, support MDES tokenization, prepaid/gift card and loyalty wallet use cases for embedded finance and program managers.

Lending and credit lifecycle management

End-to-end loan origination, offer generation, underwriting connectivity, collateral and debt management for personal, SME, BNPL and corporate lending.

Islamic banking

Provide fully Sharia-compliant banking and financing capabilities, AAOIFI-aligned workflows, profit-sharing modules and Islamic window deployment.

Treasury and liquidity management

Manage nostro positions, currency liquidity and settlement workflows to optimize cross-border cash flows and provider routing.

Regulatory compliance and fraud prevention

Real-time AML/KYC screening, fraud detection and compliance controls integrated into transaction processing and onboarding flows.