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www.paypal.com

PayPal is a global payments platform enabling individuals and businesses to send, receive, and manage money securely.

PayPal is a global payments platform and digital wallet that enables individuals and businesses to send, receive, and manage money online and in person. Through a single account, users can pay and get paid across devices and markets, track transactions, and access tools designed to help merchants grow. The platform emphasizes security and fraud protection and serves a wide audience, including consumers, freelancers, small businesses, and larger enterprises. It supports multiple payment methods, invoicing, payments, and analytics to support efficient money management and growth.

Mission statement

To provide a secure, accessible global platform for paying, getting paid, and managing money across individuals and businesses.

Products & Services

PayPal Checkout Platform

Easily accept multiple payment methods globally with customizable checkout options.

www.paypal.com/us/business/accept-payments/checkout
  • Multi‑Method Payments — Diverse Payment Options
  • Risk Protection — Enhanced Security
  • Unified Checkout — Simplify Payment Processes
  • Flexible Integrations — Integrate Seamlessly
  • Global Reach — Expand Internationally
  • Checkout Customization — Customize Checkout Experience
  • Fastlane — Speed Up Checkout

Payment Links and Buttons Product

Easily accept payments anywhere using shareable links and buttons.

www.paypal.com/us/business/accept-payments/payment-links
  • Fast Setup — Create Payment Links Instantly
  • Security and Protection — Ensure Secure Transactions
  • Shareable Checkout — Share Payment Links Easily
  • Wide Payment Options — Offer Flexible Payment Methods
  • Transparent Pricing — Understand Transaction Fees
  • Website Integration — Integrate Checkout Effortlessly

PayPal Pay Later Service

Flexible financing options for shoppers to boost sales and conversions.

www.paypal.com/us/digital-wallet/ways-to-pay/buy-now-pay-later
  • Pay Later Options — Flexible Payment Plans
  • AOV and Conversion Impact — Boost Average Order Value
  • Analytics and Reporting — Tracks Performance Insights
  • High Approval Rates — Increases Customer Access
  • Dynamic Messaging — Personalizes Customer Experience
  • In-Store Payment Options — Enhances Shopping Flexibility

PayPal Working Capital Service

Quickly access funds based on your sales history.

www.paypal.com/us/business/financial-services/working-capital-loan
  • Fast Funding — Access Funds Quickly
  • Revenue-Based Repayment — Flexible Repayment Structure
  • Sales-Based Underwriting — Simple Approval Process
  • No Credit Check — Access Financing Without Credit Barriers

PayPal Point of Sale Platform

Enable seamless in-person payments with PayPal Point of Sale's all-in-one platform.

www.paypal.com/us/business/pos-system
  • Hardware and Software Integration — Integrate Hardware And Software
  • In‑Person Payments — Accept Payments Anywhere
  • Inventory Management — Track And Manage Inventory
  • Tap to Pay — Enable Contactless Payments
  • Sales Analytics — Gain Insights On Sales Performance

PayPal Ads Platform

Drive conversions with data-driven ad solutions across multiple platforms.

www.paypal.com/us/advertiser
  • Ads Management — Manage Campaigns Easily
  • Onsite Ads — Engage Users Directly
  • Offsite Ads — Reach Wider Audiences
  • Transaction Graph — Target High-Intent Customers
  • Offers — Boost Conversions

Platform Payment Solution Platform

Empower your platform with robust payment integration and growth solutions.

www.paypal.com/us/business/platform-payment-solution
  • Global Reach — Expand Access Worldwide
  • Merchant Onboarding and Risk Management — Streamline Onboarding Process
  • Unified Platform Integration — Simplify Payment Integration
  • Robust Risk Services — Mitigate Fraud Risks
  • Dynamic Pricing and Revenue Stream — Enhance Revenue Potential
  • Customizable Solutions — Adapt to Unique Requirements

PayPal Cashback Mastercard Product

Earn cash back on your purchases with the PayPal Cashback Mastercard.

www.paypal.com/us/digital-wallet/manage-money/paypal-cashback-mastercard
  • Cash Back On PayPal Purchases — Earn 3% Cash Back
  • No Annual Fee — Enjoy No Annual Fee
  • Cash Back Elsewhere — Enjoy 1.5% Cash Back
  • Wide Acceptance — Use Internationally

PayPal Credit Card Product

Empower purchases with flexible payments and cash back rewards.

www.paypal.com/us/digital-wallet/ways-to-pay/credit-services/paypal-credit
  • Promotional Financing — Enjoy Flexible Financing
  • Pay Over Time — Pay Over Time Easily
  • Cashback Rewards — Earn Cashback While Spending

PayPal Rewards Product

Earn cash back and rewards on purchases from top brands through PayPal Rewards.

www.paypal.com/us/digital-wallet/rewards
  • Cash Back Offers — Get Up To 5% Cash Back
  • PayPal Cashback Mastercard — Earn 3% Cash Back
  • Category Bonuses — Choose Monthly Categories
  • Multiple Redemption Options — Redeem Flexibly
  • App-Based Management — Track Rewards Easily

Invoicing Product

Create, send, and track invoices easily for prompt payments.

www.paypal.com/us/business/accept-payments/invoice
  • Invoice Creation — Create Invoices Instantly
  • Multi‑Method Payments — Accept Payments Globally
  • Payment Tracking — Monitor Payments Effectively
  • Customizable Invoices — Personalize Your Invoices
  • Instant Payment Notifications — Stay Informed in Real Time

Virtual Terminal Product

Enables businesses to accept card payments remotely through a secure interface.

www.paypal.com/us/business/accept-payments/virtual-terminal
  • Secure Processing — Ensure Data Protection
  • Manual Card Entry — Accept Remote Payments
  • Real-Time Access — Instant Fund Access

Market Segments

Merchant checkout and online payment acceptance

Capabilities that enable merchants to accept and manage online and remote payments, including hosted checkout, payment links, invoice billing, and virtual card entry with fraud protection and multi‑method payment support.

Embedded payments and marketplace monetization

Platform-grade embedded payments and onboarding for marketplaces, ecommerce platforms, and ISVs that need merchant onboarding, payout orchestration, PCI compliance, and revenue-generation through payments.

In-person point of sale and contactless payments

Hardware and software for physical commerce enabling card and digital wallet acceptance, contactless/tap-to-pay, inventory management, and real-time sales reporting for retail locations.

Buy now, pay later and consumer financing

Consumer-facing point-of-sale financing and deferred payment options that increase conversion and average order value, including short-term BNPL plans and digital credit products integrated at checkout.

Merchant financing and cash flow lending

Working capital and revenue‑based lending for merchants that offers quick funding, predictable repayments tied to sales, and underwriting based on platform transaction history.

Card issuing, rewards, and loyalty

Consumer card products, card-linked offers, and app-based reward programs that drive retention and incremental spend via cashback, points, and redemption options.

Advertising and shopper acquisition

Ad inventory and campaign management across payment and wallet properties that leverages transaction data to target high-intent shoppers and deliver onsite and offsite promotional offers.

Common Questions

What does PayPal do?
PayPal is a global payments platform and digital wallet that enables individuals and businesses to send, receive, and manage money online and in person. Through a single account, users can pay and get paid across devices and markets, track transactions, and access tools designed to help merchants grow. The platform emphasizes security and fraud protection and serves a wide audience, including consumers, freelancers, small businesses, and larger enterprises. It supports multiple payment methods, invoicing, payments, and analytics to support efficient money management and growth.
What is PayPal's role in the Merchant checkout and online payment acceptance market?
Capabilities that enable merchants to accept and manage online and remote payments, including hosted checkout, payment links, invoice billing, and virtual card entry with fraud protection and multi‑method payment support.
What is PayPal's role in the Embedded payments and marketplace monetization market?
Platform-grade embedded payments and onboarding for marketplaces, ecommerce platforms, and ISVs that need merchant onboarding, payout orchestration, PCI compliance, and revenue-generation through payments.
PayPal — company overview