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www.nmi.com

Schaumburg, Illinois, United States

Global embedded payments platform enabling ISOs, SaaS providers, and merchants to accept, onboard, and manage payments securely at scale.

NMI is a global payments technology company offering a modular, embedded payments platform for ISOs, software providers, banks and merchants to acquire, onboard, manage and grow payment portfolios. The company provides NMI Payments, Merchant Relationship Management (including Merchant Central for onboarding and residuals), risk/underwriting tools (ScanX/MonitorX), and a secure Payment Gateway. With PCI DSS Level 1 compliance and a strong security focus, NMI supports 125+ shopping-cart integrations and 200+ processor connections, plus APIs, SDKs and no-code/low-code options. NMI emphasizes a remote-first, people-centered culture and partnerships with ISOs, SaaS platforms, banks, and other verticals to accelerate growth, streamline onboarding, and optimize merchant relationships through automation, white-label capabilities and real-time reporting.

Mission statement

To develop cutting-edge payment technology accessible to everyone, enabling easy, frictionless payments across the full spectrum of commerce.

Products & Services

NMI Payments Platform

Empower your business with a customizable payments platform for seamless merchant onboarding and management.

www.nmi.com/products/nmi-payments
  • All-in-one platform — Streamline Business Operations
  • Powerful security — Ensure Transaction Safety
  • Developer tooling — Facilitate Custom Integrations
  • White-label branding — Enhance Brand Visibility
  • Instant onboarding — Accelerate Merchant Acquisition
  • Embedded payments — Enhance User Experience
  • Extensive partner connectivity — Expand Merchant Options

Merchant Relationship Management Platform

Streamlines merchant onboarding and management with integrated underwriting and CRM tools.

www.nmi.com/products/merchant-relationship-management
  • Merchant risk management — Reduce Risk With Automated Checks
  • Unified underwriting and CRM — Integrate Management Processes
  • ScanX / MonitorX risk assessments — Accelerate Risk Assessment Processes
  • Residuals calculation — Accurate Payouts
  • Lead management and conversion tools — Boost Conversion With Customized Tools
  • TurboApp onboarding — Speed Up Merchant Onboarding
  • Automated risk assessment — Enhance Risk Management
  • Merchant Central — Manage Merchant Relationships Effectively

ScanX / MonitorX Product

Quickly assess merchant risk with 100+ checks and a comprehensive report.

www.nmi.com/products/merchant-relationship-management/underwriting-scanx
  • Comprehensive Risk Checks — Evaluate Merchant Risk Effectively
  • Risk-Scored Reporting — Receive Immediate Risk Insights
  • Automated Underwriting — Automate Underwriting Processes

Payment Gateway Product

Accept payments securely, easily, and reliably with our flexible gateway solution.

www.nmi.com/products/payment-gateway
  • Secure payment processing — Ensure Safe Transactions
  • White-label gateway — Customize Your Brand
  • Flexible Integration Options — Integrate Effortlessly
  • Gateway marketplace extensions — Access Value-Added Services
  • Powerful reporting tools — Gain Business Insights
  • Multi-MID capabilities — Manage Multiple Merchant Accounts

Ecommerce Payments Solution

Streamline online payments with flexible, scalable solutions tailored for merchants.

www.nmi.com/solutions/ecommerce-payments
  • No-code Hosted Payment Pages — Quickly Setup Checkout
  • 125+ Shopping Cart Integrations — Access Many Shopping Carts
  • SDKs and APIs — Customize User Experience
  • Shopify Integration — Seamlessly Connect to Shopify
  • Low-code Integrations — Easily Tokenize Data

In-Person Payments Solution

Enable Quick And Secure In-Person Payments At Retail Locations.

www.nmi.com/solutions/in-person-payments
  • In-person payment acceptance — Streamlines Retail Transactions
  • Mobile Point-of-Sale (mPOS) Support — Facilitates On-the-Go Payments
  • Contactless Payment Integration — Reduces Transaction Time
  • Robust Reporting Tools — Enables Data-Driven Decisions
  • Wide Device Compatibility — Offers More Payment Options

Mobile Payments Solution

Empowers merchants to accept payments anytime, anywhere using mobile devices.

www.nmi.com/solutions/mobile-payments
  • Mobile Payment Acceptance — Accept Payments Anywhere
  • Digital Wallet Support — Simplify Mobile Wallet Acceptance
  • SoftPOS Technology — Transform Smartphones into Terminals
  • mPOS Solutions — Empower Mobile Point-Of-Sale
  • Centralized Reporting — Enjoy Centralized Transaction Insights

Unattended & Self-Service Solution

Ensure seamless and secure self-service payment experiences for various applications.

www.nmi.com/solutions/unattended-self-service-payments
  • Unattended/Self-Service Processing — Facilitate Secure Transactions
  • Contactless Payment Acceptance — Accelerate Payment Processes
  • Flexible Integration Options — Streamline Deployment
  • Robust Reporting and Analytics — Enhance Business Intelligence
  • Customizable User Interface — Optimize Customer Engagement

Fraud Defense Suite Solution

Enhance transaction security with proactive fraud detection and prevention.

www.nmi.com/solutions/fraud-defense-suite
  • Fraud Detection — Detect Fraud Before It Happens
  • AI-Powered Fraud Prevention — Enhance Detection Accuracy
  • Real-Time Fraud Monitoring — Monitor Transactions Live
  • Customizable Risk Profiles — Tailor Fraud Prevention

Market Segments

Embedded payments

Capabilities to embed white-labeled, developer-friendly payments, onboarding, and merchant management into third-party software and platforms.

Payment gateway and processor connectivity

Secure, configurable gateway services that connect to multiple processors and devices, support multi‑MID routing, and provide a marketplace for value‑added gateway extensions.

Merchant onboarding and underwriting

Automated merchant acquisition and lifecycle management including instant onboarding, underwriting, risk scoring, residuals calculation, and CRM for ISOs and processors.

Fraud and risk management

Real-time and AI‑driven fraud detection, customizable risk profiles, and ongoing monitoring to reduce fraud, chargebacks, and underwriting risk.

In-person and mobile payments acceptance

Point-of-sale, mobile point-of-sale (mPOS), SoftPOS, contactless and unattended payment acceptance with broad device compatibility and reporting.

Ecommerce checkout and cart integrations

Hosted checkout, no‑code/low‑code integrations, shopping cart plugins, tokenization, and APIs to support online merchants and marketplaces.

Related Organizations

Common Questions

What does NMI do?
NMI is a global payments technology company offering a modular, embedded payments platform for ISOs, software providers, banks and merchants to acquire, onboard, manage and grow payment portfolios. The company provides NMI Payments, Merchant Relationship Management (including Merchant Central for onboarding and residuals), risk/underwriting tools (ScanX/MonitorX), and a secure Payment Gateway. With PCI DSS Level 1 compliance and a strong security focus, NMI supports 125+ shopping-cart integrations and 200+ processor connections, plus APIs, SDKs and no-code/low-code options. NMI emphasizes a remote-first, people-centered culture and partnerships with ISOs, SaaS platforms, banks, and other verticals to accelerate growth, streamline onboarding, and optimize merchant relationships through automation, white-label capabilities and real-time reporting.
What is NMI's role in the Embedded payments market?
Capabilities to embed white-labeled, developer-friendly payments, onboarding, and merchant management into third-party software and platforms.
What is NMI's role in the Payment gateway and processor connectivity market?
Secure, configurable gateway services that connect to multiple processors and devices, support multi‑MID routing, and provide a marketplace for value‑added gateway extensions.
NMI — company overview