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www.incharge.org

Orlando, FL, United States

InCharge Debt Solutions is a nonprofit credit counseling organization providing debt management, counseling and education.

InCharge Debt Solutions is a 501(c)(3) nonprofit organization offering confidential and professional credit counseling, debt management services, bankruptcy education, housing counseling and educational initiatives promoting financial literacy since 1997.

Mission statement

Build resilient individuals, families and communities with innovative financial solutions and education.

Products & Services

Credit Counseling Service

InCharge's credit counseling empowers clients to regain financial control through personalized budgeting and debt management support.

www.incharge.org/debt-relief/credit-counseling
  • Budgeting and Money Management — Build A Personalized Budget
  • Free Counseling Sessions — Access Complimentary Sessions
  • Confidential Services — Engage in Confidential Counseling
  • Counseling Delivery Options — Choose Your Counseling Mode
  • Debt Management Plan Coordination — Coordinate Your Debt Payments
  • Educational Resources and Tools — Utilize Educational Materials

Debt Management Service

Streamlines debt repayment by consolidating payments and securing lower interest rates.

www.incharge.org/debt-relief/debt-management
  • Structured Creditor-Coordinated Repayment Plan — Establish Affordable Payments
  • Confidential Credit Counseling — Attend Free Counseling Sessions
  • Credit Score Protection — Safeguard Your Credit Rating
  • Budgeting Support — Improve Budget Management

Bankruptcy Education Service

Gain knowledge to navigate bankruptcy proceedings effectively and meet legal requirements.

www.incharge.org/debt-relief/bankruptcy-education
  • Online Bankruptcy Classes — Complete Courses Online
  • Pre-Filing Credit Counseling — Understand Financial Situation
  • Pre-Discharge Education Course — Prepare for a Fresh Financial Start

Homebuyer Education (HomeTrek) Product

Prepare for homeownership with comprehensive education and resources through HomeTrek.

www.hometrek.org
  • Certificate of Completion — Receive Completion Certificate
  • HUD-Approved HomeTrek Course — Access HUD-Approved Education
  • Comprehensive Curriculum — Learn Essential Homebuying Skills
  • Pre-Purchase Counseling — Get Personalized Counseling

HUD-Approved Housing Counseling Service

Empowers individuals through comprehensive housing counseling and support services to promote homeownership and prevent foreclosure.

www.incharge.org/housing/hud-approved-housing-counseling
  • Comprehensive Housing Guidance — Receive Tailored Housing Support
  • Foreclosure Prevention Counseling — Prevent Foreclosure
  • Mortgage Readiness Guidance — Improve Your Mortgage Readiness
  • Online Homebuyer Education — Access Convenient Online Learning

Pre-Purchase Housing Counseling Service

Prepare for successful homeownership through tailored housing counseling services.

www.incharge.org/housing/pre-purchase-housing-counseling
  • Budget and Mortgage Readiness Review — Evaluate Your Budget
  • Free Homebuyer Education Workshops — Attend Workshops
  • Credit Report Analysis — Analyze Your Credit
  • Access to Real Estate and Loan Professionals — Connect With Professionals

Foreclosure Prevention Counseling Service

Receive expert guidance to prevent foreclosure and maintain home ownership.

www.incharge.org/housing/foreclosure-prevention
  • Foreclosure Options Guidance — Explore Options To Avoid Foreclosure
  • HUD-Approved Counseling — Access Credible Counseling Services
  • Confidential Financial Counseling — Receive Free Confidential Assistance
  • Comprehensive Situation Review — Review Financial Circumstances

Homebuyer Education Workshops Service

Gain essential knowledge and confidence for homeownership through free workshops.

www.incharge.org/housing/homebuyer-education/homebuyer-signup
  • Free Monthly Workshops — Attend Free Workshops
  • Expert Guidance — Get Expert Advice
  • Certification of Completion — Receive Completion Certificate

Financial Literacy Education Programs Service

Empowers individuals with essential financial skills through comprehensive education programs.

www.incharge.org/foundation/financial-education
  • Online Courses and Ebooks — Access Comprehensive Resources
  • Specialized Programs for Military Families — Access Military-Specific Resources
  • Workbooks and Workshops — Engage in Interactive Learning
  • Customizable Learning Materials — Benefit from Targeted Education
  • Community Workshops — Participate in Local Events

Military Money Product

Offers financial resources specifically designed for military members and their families.

www.militarymoney.com
  • Military-Focused Debt Relief Resources — Access Tailored Financial Support
  • Free Credit Counseling — Obtain Expert Guidance
  • Educational Resources — Enhance Financial Knowledge
  • Military Benefits Awareness — Maximize Military Benefits

Workplace Financial Wellness Programs Service

Enhance employee financial health through certified counseling and resources.

www.incharge.org/about-us/partner-with-us/workplace-financial-help-wellness-employee-programs
  • Employee Financial Wellness — Improve Financial Health
  • Tailored Counseling — Personalized Support
  • Educational Resources — Educate Employees
  • Community Outreach Programs — Build Community Engagement

Military Money Program Service

Offers tailored financial support for military families facing unique financial challenges.

www.incharge.org/military-money
  • Military-Focused Education — Empower Financial Literacy
  • Debt Management Plans — Simplify Debt Payoff
  • Specialized Legal Protections — Offer Legal Safeguards

Market Segments

Consumer credit counseling

Individual-focused counseling that assesses finances, creates budgets, explains debt-relief options, and provides ongoing confidential guidance to improve financial capability.

Debt management programs

Coordinated creditor repayment and debt management plans that consolidate payments, lower interest or monthly obligations, and support credit protection during repayment.

Bankruptcy education

Court- and trustee-required pre-filing and post-filing education and counseling designed to satisfy legal requirements and prepare individuals for financial recovery after bankruptcy.

Housing counseling and homebuyer education

HUD-approved housing counseling, homebuyer education, pre-purchase guidance, and foreclosure prevention services that prepare buyers and help homeowners retain or obtain housing.

Workplace and military financial wellness

Employer- and service member–focused financial wellness programs delivering co-branded counseling, targeted education, benefits optimization, and specialized protections for military families.

Related Organizations

Common Questions

What does InCharge Debt Solutions do?
InCharge Debt Solutions is a 501(c)(3) nonprofit organization offering confidential and professional credit counseling, debt management services, bankruptcy education, housing counseling and educational initiatives promoting financial literacy since 1997.
What is InCharge Debt Solutions's role in the Consumer credit counseling market?
Individual-focused counseling that assesses finances, creates budgets, explains debt-relief options, and provides ongoing confidential guidance to improve financial capability.
What is InCharge Debt Solutions's role in the Debt management programs market?
Coordinated creditor repayment and debt management plans that consolidate payments, lower interest or monthly obligations, and support credit protection during repayment.
InCharge Debt Solutions — company overview