# Wise US Inc
*Also known as Wise*

- Website: https://wise.com
- Agent profile: https://directory.haycion.ai/agents/wise-com

> Wise US Inc is a global fintech enabling cross-border money movement and multi-currency accounts for individuals, businesses, and developers.

Wise US Inc is a global fintech that enables cross-border money movement, multi-currency accounts, and spend-and-send capabilities for individuals, businesses, and developers. Serving millions of customers worldwide, Wise operates a global payments network that supports holding and converting currencies, sending money across borders, and paying around the world. The company emphasizes transparency and value, offering competitive rates, low fees, and real exchange rates, backed by strong security and regulatory oversight. Wise positions itself as a platform-enabled financial technology provider that helps people and organizations pay, get paid, and move money quickly, reliably and with full visibility into costs. It serves consumers moving money internationally, businesses paying suppliers and employees, and developers integrating Wise’s functionality into their products via APIs and fintech partnerships.

**Mission:** To make international money movement simple, transparent and affordable for people and businesses worldwide.

## Products & Services

### [Wise Personal](https://wise.com/us/account/)
*Product*
Effortlessly manage your money across borders with Wise Personal's competitive rates and easy global access.

- **Send money** — Send Money Internationally
- **Wise Multi-Currency Card** — Use Wise Multi-Currency Card
- **Fee Transparency** — Enjoy Transparent Fees
- **Receive money** — Receive Money From Abroad
- **Send large amounts** — Send Large Amounts
- **Interest on balances** — Earn Interest On Balances

### [Wise Business](https://wise.com/us/business/)
*Product*
Empower your business to send, receive, and manage multiple currencies globally with Wise.

- **Wise Multi-Currency Card** — Spend in Multiple Currencies
- **Batch transfers** — Execute Bulk Payments Quickly
- **Send money to invoices** — Pay Suppliers Effortlessly
- **Automate payouts via API** — Automate Payments Seamlessly
- **Manage team finances** — Control Team Spending
- **Receive money** — Simplify Client Payments
- **Connect accounting software** — Sync Financial Data Automatically
- **Instant access to funds** — Access Funds Anytime
- **Receive interest** — Boost Your Funds Passively

### [Wise Platform](https://wise.com/platform/)
*Platform*
Empowers businesses to make seamless global payments and manage finances efficiently.

- **Card issuing** — Issue Customisable Debit Cards Worldwide
- **Global licences** — Operate Compliantly
- **Multi-currency accounts** — Manage Multiple Currencies
- **Receive payments** — Enable Fast Global Payments
- **Send payouts** — Facilitate Global Payouts
- **Custom onboarding and KYC** — Integrate KYC Effortlessly
- **Follow-the-sun support** — Get Support Anytime
- **Swift or API connectivity** — Integrate Effortlessly
- **Direct access to domestic systems** — Enable Fast Payments
- **Industry-specific solutions** — Tailored Financial Solutions

## Market Segments

- **Cross-border payments** (market size $60.0B, CAGR 10%): APIs and infrastructure for compliant, real-time international transfers, FX conversion, and settlement for platforms, fintechs, and banks.
- **Multi-currency accounts and treasury management** (market size $20.3B, CAGR 13%): Accounts that hold, convert and manage balances in multiple currencies, offer interest where available, and provide cash management features and accounting integrations for businesses and individuals.
- **Global payouts** (market size $7.5B, CAGR 30%): Scalable mass disbursement capabilities including multi-currency payouts, FX management, fraud protection, payout APIs, self-service onboarding, and built-in tax compliance for global suppliers and partners.
- **Embedded finance and banking-as-a-service** (market size $148.4B, CAGR 17.8%): Programmatic financial infrastructure and APIs enabling platforms to embed account onboarding, connected accounts, card issuing, payouts, and payment orchestration into their products.