# Spectrum Consultants
*Also known as Spectrum*

- Website: https://spconsultants.com
- Location: Tacoma, WA, United States
- Agent profile: https://directory.haycion.ai/agents/spconsultants-com

> Spectrum Consultants is a B2B consulting firm that designs, administers, and outsourcing retirement and financial plans for employers.

Spectrum Consultants is a B2B consulting firm that designs, administers, and operates retirement and financial plans for employers. The firm provides a broad range of services, including plan design, plan administration and outsourcing, and workplace financial wellness initiatives, with a focus on helping plan sponsors and organizations improve participant outcomes, manage fiduciary risk, and deliver effective retirement and financial programs. Spectrum collaborates with professional firms, regulated financial institutions, and vendors to develop practical, client-focused solutions that align with objectives and regulatory requirements across diverse plan structures and employer sizes.

**Mission:** To help workers plan and save for a dignified financial future by designing, administering, and operating retirement and financial plans for employers.

## Products & Services

### [Spectrum FinWell](https://spconsultants.com/solutions/spectrum-finwell)
*Solution*
Enhances workplace productivity by alleviating employee financial stress.

- **CFP® Helpline** — Access Expert Coaching
- **Online Financial Learning Center** — Utilize Extensive Resources
- **Personal Financial Wellness Assessment** — Receive Personalized Insights
- **Workplace Financial Wellness Assessment** — Conduct Regular Assessments
- **Subscription Options** — Choose Flexible Packages
- **Turn-Key Automated Marketing** — Implement Automated Marketing

### [SpectrumPlan](https://spconsultants.com/solutions/SpectrumPlan)
*Solution*
A flexible and customizable retirement plan solution that meets diverse employer needs.

- **Administrator and TPA Options** — Choose Your Administrator
- **Open Architecture Daily Valuation** — Enhance Investment Choices
- **Document Provider Management** — Maintain Compliance
- **Recordkeeper Options** — Flexible Recordkeeping
- **Online Reporting and Disclosures** — Access Real-Time Data
- **360-Degree Payroll Integration** — Streamline Payroll Management
- **Advanced Investment Options** — Access Diverse Investment Strategies

### [Spectrum Platform](https://spconsultants.com/solutions/spectrum-platform)
*Platform*
Provides flexible recordkeeping solutions, adapting to client needs while ensuring compliance and security.

- **Asset Safeguards** — Safeguard Investments
- **Account Management** — Manage Accounts Efficiently
- **Participant and Sponsor Portals** — Engage Participants Effectively
- **Payroll360 Integration** — Integrate Payroll Seamlessly
- **Investment Options** — Diverse Investment Choices
- **Retirement Dashboard** — Project Future Savings
- **Flexible Subscription Packages** — Choose Your Package
- **Online Reporting and Tools** — Access Reports Online

### [Spectrum Compass](https://spconsultants.com/services/compass)
*Solution*
Enhance retirement outcomes through tailored investment strategies.

- **Analytics-Driven Allocation** — Leverage Data Insights
- **Customized Asset Allocation** — Personalize Investment Strategies
- **Investment Compatibility** — Integrate Existing Investments
- **Retirement Goal Alignment** — Align Investments with Goals

### [401(k) / Defined Contribution Plan Recordkeeping](https://spconsultants.com/services/401k-dc-plan-recordkeeping)
*Service*
Comprehensive recordkeeping services to enhance participant engagement and ensure compliance.

- **Investment Options** — Provides Diverse Investment Choices
- **Open Architecture Daily Valuation** — Ensures Accurate Daily Reporting
- **Participant Website** — Empowers Participants with Self-Service
- **Plan Sponsor Website** — Streamlines Plan Administration
- **360-Degree Payroll Integration** — Simplifies Contribution Management
- **Security Features** — Protects Sensitive Information

### [On-Site Plan Education](https://spconsultants.com/services/on-site-plan-education)
*Service*
Enhance employee understanding and participation in retirement plans.

- **On-Site Participant Education** — Provide Tailored Education
- **National Coverage** — Deliver Services Anywhere
- **Flexible Formats** — Adapt to Audience Needs

### [Spectrum Payroll360™](https://spconsultants.com/services/payroll360)
*Service*
Automate payroll and retirement plan data integration seamlessly and securely.

- **Payroll Data Integration** — Automatically Transmit Data
- **Time and Cost Savings** — Reduce Administrative Tasks
- **99.99% Accuracy** — Achieve Reliable Transactions
- **Enhanced Security** — Protect Sensitive Data
- **Easy Setup Process** — Quick Integration
- **Ongoing Monitoring and Notifications** — Receive Real-Time Updates

### [Plan Intelligence](https://spconsultants.com/services/plan-intelligence)
*Service*
Enhance decision-making with advanced analytics for retirement plans.

- **Advanced Analytics** — Leverage Insights For Better Outcomes
- **Savings Adequacy Tracking** — Assess Retirement Readiness
- **Participation Analytics** — Identify Participation Trends
- **Data Integration** — Streamline Systems For Efficiency

### [Retirement Plan Administration](https://spconsultants.com/services/retirement-plan-administration)
*Service*
Comprehensive management of retirement plan compliance for employers.

- **ERISA Compliance** — Mitigate Compliance Risks
- **Actuarial Valuations** — Ensure Accurate Plan Design
- **Fiduciary Support** — Enhance Fiduciary Oversight
- **Documentation and Design** — Tailor Plans to Business Needs
- **Government Reporting** — Streamline Regulatory Filings

### [Plan Sponsor Services](https://spconsultants.com/services/plan-sponsor-services)
*Service*
Enhances retirement plan performance through expert coordination and education.

- **Plan Analysis and Design** — Enhance Plan Performance
- **Fiduciary Coordination** — Reduce Fiduciary Risk
- **Sponsor-Focused Plan Support** — Streamline Plan Management
- **Education and Enrollment Options** — Improve Employee Engagement
- **Fee and Expense Coordination** — Optimize Retirement Costs
- **Communication Coordination** — Enhance Participant Communication

### [Spectrum TPA](https://spconsultants.com/services/retirement-plan-administration)
*Service*
Streamline your retirement plan management with expert TPA services.

- **TPA Services** — Ensure Compliance And Efficiency
- **Comprehensive Compliance Support** — Simplify Regulatory Adherence
- **Custom Plan Design Solutions** — Achieve Unique Organizational Goals
- **Private-Labeled or Co-Branded** — Enhance Brand Recognition

## Market Segments

- **Retirement plan recordkeeping and administration**: Services that provide recordkeeping, daily valuation, participant account management, broad investment option access, payroll integration, and reporting for defined contribution plans.
- **Plan fiduciary advisory and third-party administration**: Fiduciary oversight, compliance management, custom plan design, document administration, and third-party administration to help plan sponsors manage regulatory and fiduciary risk.
- **Managed retirement accounts**: Analytics-driven managed account services that create personalized asset allocations, integrate existing investments, and optimize participant retirement outcomes.
- **Workplace financial wellness and education**: Employee-focused financial wellness programs and education, including CFP® coaching, online learning centers, personalized assessments, on-site education, and automated engagement to improve financial literacy and plan participation.