# SDK.finance

- Website: https://sdk.finance
- Agent profile: https://directory.haycion.ai/agents/sdk-finance

> Enterprise fintech platform for building digital banking and payments.

SDK.finance is an enterprise fintech platform offering a modular, API-first core for building, modernizing, or scaling digital banking and payments. The platform supports digital wallets, card programs, issuer platforms, crypto banking, and multi-channel transaction processing, delivered as white-label software that can be deployed on-premises or in the cloud. It includes core banking, general ledger, merchant payment processing, global payment processing and payouts, and a ledger-based architecture designed for banks, fintechs, PSPs, EMIs, crypto/digital-asset firms, marketplaces, telecom providers, and non-financial enterprises. The company emphasizes access to source code, regulatory readiness (KYC/KYB/AML, PCI DSS), and a flexible architecture that enables rapid go-to-market while maintaining control over product roadmap and data.

**Mission:** SDK.finance provides a ready-to-use software foundation for issuing, managing, and safeguarding electronic money and digital payments, enabling rapid product development and scalable financial services.

## Products & Services

### [White-label Banking](https://sdk.finance/products/digital-retail-bank/)
*Solution*
Accelerate your digital banking launch with a white-label solution that ensures compliance and security.

- **KYC/KYB/AML Compliance** — Ensure Regulatory Compliance
- **Regulatory-grade Security** — Guarantee Data Protection
- **Card Issuing & Acceptance** — Facilitate Card Programs
- **Ledger-based Core** — Leverage Secure Architecture
- **IBAN Readiness** — Support International Payments

### [Cloud-based Banking Software](https://sdk.finance/solutions/cloud-based-banking-software/)
*Solution*
Empower banks and fintechs to innovate with scalable and compliant digital banking solutions.

- **KYC/KYB/AML and PCI-DSS** — Ensure Full Regulatory Compliance
- **Cloud Deployment** — Safely Scale Banking Solutions
- **Card Issuing** — Manage Card Programs Efficiently
- **Comprehensive Financial Features** — Launch Comprehensive Financial Products
- **Real-Time Data Processing** — Process Transactions Instantly

### [General Ledger Software](https://sdk.finance/solutions/general-ledger-software/)
*Product*
Streamline financial management through a centralized ledger solution.

- **Ledger-based Architecture** — Centralizes Financial Data
- **Real-time Financial Insights** — Enables Swift Decision-Making
- **Multi-currency Capability** — Facilitates Global Transactions
- **Compliance Support** — Mitigates Legal Risks
- **Customizable Reporting** — Generates Detailed Financial Reports

### [Neobank Platform](https://sdk.finance/solutions/neobank-platform/)
*Platform*
Accelerate your neobank launch with a fully-featured platform for digital banking.

- **Ledger-Based Core** — Ensures Transaction Integrity
- **Regulatory Readiness** — Meets Compliance Standards
- **Card Program Support** — Facilitates Card Issuing
- **Remote Onboarding** — Enhances User Convenience
- **Multi-Currency Accounts** — Supports Diverse Currency Operations
- **Automated Currency Exchange** — Streamlines Currency Transactions

### [White-label Payment Service Provider Software](https://sdk.finance/solutions/white-label-psp-solution/)
*Solution*
Launch and scale your payment processing services efficiently and securely.

- **Ledger-based Core** — Manage Transactions Securely
- **Payment Processing** — Accept All Payment Methods
- **Compliance Management** — Ensure Regulatory Compliance
- **Settlement & Reconciliation** — Automate Settlement Processes
- **Multi-Currency Support** — Expand Internationally

### [Transaction Processing System](https://sdk.finance/solutions/transaction-processing-system/)
*Solution*
Streamline payments with SDK.finance Transaction Processing System for seamless transaction management.

- **High-Volume Processing** — Handles High Transaction Volumes
- **Ledger-backed Core** — Ensures Transaction Integrity
- **Dynamic Payment Routing** — Optimizes Payment Paths
- **Multi-Currency Payments** — Facilitates Global Transactions

### [Crypto Banking](https://sdk.finance/solutions/crypto-banking-solution/)
*Solution*
Empower cryptocurrency users with seamless banking services and fiat integration.

- **Crypto Wallet Management** — Manage Crypto Wallets
- **Fiat Connectivity** — Enable Fiat Transactions
- **Digital Asset Platform** — Support Digital Assets
- **Compliance with Regulations** — Maintain Regulatory Compliance
- **Real-Time Data Processing** — Process Transactions Instantly

## Market Segments

- **Core banking platforms**: Ledger-based core systems for accounts, transactions, high-volume processing and regulatory readiness used by banks, fintechs, and PSPs.
- **Card issuing and management**: Capabilities to issue, manage, and lifecycle physical and virtual payment cards, including branding, program configuration, and card-wallet linkage.
- **Digital wallet and e-wallet infrastructure**: E-wallet infrastructure and integrations that enable card linking, multi-currency wallets, in-app payments, and consumer wallet management.
- **Payment processing and transaction orchestration**: Platforms for merchant acquiring, global and multi-currency payment processing, payouts, routing, settlement and PCI-DSS compliant reconciliation.
- **Neobank and banking-as-a-service platforms**: White-label and API-first platforms that enable institutions and brands to launch digital banking services, accounts, cards and pre-built consumer apps.
- **Crypto banking and digital-asset banking**: Ledger-based banking capabilities for custodial wallets, fiat-crypto integration, branded card issuance for crypto users, and KYC/AML-ready operations.