# Routable Inc.
*Also known as Routable*

- Website: https://www.routable.com
- Agent profile: https://directory.haycion.ai/agents/routable-com

> Routable is a financial technology company that automates payables and vendor payments to help businesses scale payments securely and efficiently.

Routable is a financial technology company that provides automated, scalable payables and vendor payments solutions for businesses. The platform helps organizations pay suppliers and contractors, onboard vendors, manage taxes, verify vendor information, and reconcile payments. It emphasizes real-time data syncing with accounting software, strong security and compliance controls, and support for international payments. Routable serves a wide range of industries and aims to reduce manual processes, accelerate payout cycles, and improve visibility and control over cash flows through APIs and integrations with common business systems.

**Mission:** To enable businesses to streamline and secure B2B payments and vendor management by reducing manual work, increasing payment speed, and ensuring compliance, so organizations can scale operations and focus on growth.

## Products & Services

### [Payouts & Vendor Management](/product/payouts/)
*Product*
Automate and scale vendor payments effortlessly while improving cash flow and visibility.

- **Tax Management** — Ensure Accurate Tax Filings
- **Instant payments** — Send Funds Within Seconds
- **International payments** — Pay Anyone, Anywhere
- **Seamless Vendor Onboarding** — Streamline Onboarding Process
- **Vendor Compliance Checks** — Mitigate Financial Risks
- **CSV payments** — Process Multiple Payments At Once
- **Automated Payment Processing** — Scale Your Payment Operations
- **Payment options** — Offer Diverse Payment Methods

### [AP Automation](/product/ap-automation/)
*Product*
Streamline your accounts payable process with AI-powered automation, ensuring speed, accuracy, and compliance.

- **Invoice capture & OCR** — Accelerate Invoice Processing
- **Real-Time Sync** — Maintain Data Integrity
- **Compliance** — Ensure Compliance Automatically
- **Predictive Bill Coding** — Automate Bill Coding
- **Approval workflows** — Automate Bill Approvals
- **PO matching** — Ensure Accurate Payments
- **Role-based access control** — Manage User Permissions
- **Payment reconciliation** — Streamline Payment Tracking

### [Integrations](/integrations/)
*Product*
Seamlessly connect and synchronize your financial systems with Routable's integration solutions.

- **NetSuite integration** — Achieve Real-Time Data Sync
- **QuickBooks Online integration** — Streamline Accounting Processes
- **Sage Intacct integration** — Maintain Accurate Financial Records
- **Xero integration** — Enhance Data Visibility
- **Custom Fields Synchronization** — Customize Your Financial Workflows
- **Multi-Currency Support** — Simplify International Payments

### [Security](https://security.routable.com/)
*Product*
Ensures robust security and compliance for financial transactions and vendor management.

- **Data Protection Controls** — Secure Data Ownership
- **SOC 2 Security** — Guaranteed Audit Compliance
- **Fraud Prevention Measures** — Detect Anomalies Instantly
- **Role-Based Access Control** — Customize User Permissions
- **Compliance Checks** — Maintain Regulatory Compliance

## Market Segments

- **Accounts payable automation** (market size $3.8B, CAGR 10.3%): Capabilities that automate invoice capture, approvals, PO matching, supplier onboarding, tax capture, payment reconciliation, and ERP integrations to reduce manual AP work and reconciliation risk.
- **Onboarding and compliance management** (market size $15.7B, CAGR 9.2%): Automated candidate onboarding, document collection, verification, and certification workflows that shorten time-to-first-pay and ensure regulatory and client compliance.
- **Partner payments and payout management** (market size $2.9B, CAGR 31.56%): Global payout orchestration, multi-currency payments, tax processing, milestone and value-based payouts, and automated payout workflows for partners.
- **ERP integration and data synchronization** (market size $6.0B, CAGR 15%): Two-way integrations with ERP and accounting systems to synchronize vendor, invoice, and payment data and maintain single source of truth.
- **Fraud and payment security** (market size $34.8B, CAGR 17.4%): Capabilities for fraud prevention, 3D Secure, tokenization, PCI‑DSS compliant infrastructure, and integrations with risk services to protect payments and improve authorization rates.

## Ideal Customer Profiles

### Mid Market Finance And AP Teams
Medium-sized enterprises seeking automated payables to accelerate cycles.
- Industry: Technology, Professional Services, and Software
- Geography: North America, Europe
- Pain points: Manual data entry, slow payout cycles, limited visibility, and complex vendor management
- Business goals: Accelerate payables, improve cash flow visibility, strengthen controls
- Positioning: An automated payables and vendor management solution that speeds supplier payments, connects to ERP systems in real time, and enforces strong controls, helping mid market finance teams improve cash flow and governance.

#### Persona: Accounts Payable Manager
- Needs: Efficient invoice processing, audit trails, compliance
- Goals: Reduce processing time, improve accuracy
- Challenges: High volumes, manual data entry, errors
- Pain points: Data entry bottlenecks, late payments, audit complexity
- Solution: AP Automation provides invoice capture, approval workflows, and PO matching; Integrations ensure real-time ERP sync; Payouts and Vendor Management streamline onboarding and payments, with strong security.

#### Persona: Controller
- Needs: Cash flow visibility, controls, audit readiness
- Goals: Standardize processes, reduce risk, improve reporting
- Challenges: Fragmented data, multiple entities
- Pain points: Reconciliation overhead, compliance gaps
- Solution: Real-time data sync, centralized controls, and automated compliance checks across multiple entities to enable governance and accurate reporting.

#### Persona: Procurement Manager
- Needs: Efficient onboarding, accurate vendor data, compliance
- Goals: Faster onboarding, better vendor data
- Challenges: Vendor data quality, onboarding time
- Pain points: Onboarding delays, inconsistent data
- Solution: Vendor onboarding automation and compliance checks

### Global Vendors And International Payables
Small to mid-sized firms paying international vendors and contractors.
- Industry: Global commerce, professional services, and manufacturing
- Geography: Global, multi-region operations
- Pain points: Cross-border payment complexities, vendor onboarding compliance, currency risk, payment delays
- Business goals: Streamline international payouts, ensure vendor compliance, improve cycle time
- Positioning: A cross-border payouts and vendor onboarding platform that simplifies international vendor payments, enforces compliance, and provides real-time data sync across ERP systems.

#### Persona: Accounts Payable Specialist
- Needs: Onboard vendors quickly, accurate data, compliance checks
- Goals: Reduce onboarding time, processing errors
- Challenges: KYC/AML checks, data accuracy
- Pain points: Manual onboarding, inconsistent vendor records
- Solution: Onboards vendors and processes cross-border payables with data verification and compliance checks.

#### Persona: Treasury Analyst
- Needs: FX risk management, timely cross-border payments
- Goals: Optimize liquidity, reduce costs
- Challenges: Currency exchange costs, settlement delays
- Pain points: FX costs, slow interbank transfers
- Solution: Payouts with multi-currency support and instant payments.

#### Persona: Vendor Compliance Officer
- Needs: Vendor verification and ongoing risk screening
- Goals: Ensure vendor compliance, reduce regulatory risk
- Challenges: Maintaining up-to-date vendor data, continuous monitoring
- Pain points: Manual checks, data fragmentation
- Solution: Vendor onboarding with automated compliance checks and tax management.

### Enterprises With Complex Payables And Compliance
Large organizations needing scalable controls and auditability across many vendors.
- Industry: Financial services, Technology, and Manufacturing
- Geography: Global, multi-region operations
- Pain points: Complex multi-entity payables, stringent controls, audits
- Business goals: Standardize processes, strengthen compliance, improve reporting
- Positioning: Automates complex payables and vendor workflows with unified controls and real-time data across ERP ecosystems, enabling governance and accurate financial reporting at scale.

#### Persona: Finance Controller
- Needs: Audit-ready reports, cross-entity visibility
- Goals: Unified reporting, compliance
- Challenges: Fragmented data across systems
- Pain points: Time-consuming consolidation
- Solution: Real-time ERP sync, centralized controls, and automated compliance across entities.

#### Persona: ERP Administrator
- Needs: Stable integrations, data integrity
- Goals: Seamless ERP integration, scalable data flows
- Challenges: Complex setups, data consistency
- Pain points: Manual configuration, data drift
- Solution: Integrations with field synchronization and multi-ERP support.

#### Persona: Procurement Leader
- Needs: Efficient onboarding, reliable vendor verification
- Goals: Faster onboarding, improved vendor data
- Challenges: Onboarding delays, vendor risk
- Pain points: Manual onboarding, data fragmentation
- Solution: Vendor onboarding automation and compliance checks.

### Small Businesses Needing Fast Vendor Payments
Small businesses seeking faster payments to suppliers and simple onboarding.
- Industry: Retail, Professional Services, and Local Services
- Geography: North America, Europe
- Pain points: Manual invoice processing, delays in payments, administrative burden
- Business goals: Speed up payments, reduce admin time, improve supplier relationships
- Positioning: A fast, secure payables platform that accelerates supplier payments and simplifies onboarding for small businesses.

#### Persona: Owner Operator
- Needs: Simple onboarding, quick ROI
- Goals: Improve cash flow, pay vendors faster
- Challenges: Limited resources, manual processes
- Pain points: Paper invoices, late payments
- Solution: AP Automation with easy onboarding and real-time sync.

#### Persona: Office Manager
- Needs: Streamlined invoicing, vendor records
- Goals: Reduce workload, improve cash flow
- Challenges: Clerical tasks
- Pain points: Data entry backlog
- Solution: AP Automation and Integrations for data sync.

#### Persona: Accounts Payable Clerk
- Needs: Accurate data, timely payments
- Goals: Reduce manual data entry, avoid errors
- Challenges: High volume invoices
- Pain points: Repetitive tasks
- Solution: OCR invoice capture and approval workflows.