# Prudential Financial, Inc.
*Also known as Prudential*

- Website: https://www.prudential.com
- Location: Newark, NJ, United States
- Agent profile: https://directory.haycion.ai/agents/prudential-com

> Global financial services firm delivering protection, retirement and investment solutions, and employee benefits to individuals, employers, and institutions.

Prudential Financial, Inc. is a global financial services company providing protection, retirement and income solutions, investment management, and employee benefits services. Serving individuals, employers, and institutions, Prudential combines trusted expertise with innovative tools and a long-standing commitment to helping people plan for life’s milestones and uncertainties. The organization emphasizes financial strength, customer-centric solutions, risk management, and responsible corporate practices, supported by a broad network of professionals and digital resources to empower informed financial decisions.

**Mission:** To help people plan for a secure financial future by providing trusted solutions, education, and guidance.

## Products & Services

### [Life and Group Insurance](https://www.prudential.com/employers/group-insurance)
*Product*
Provides comprehensive life and disability insurance options for individuals and groups.

- **Comprehensive Life Insurance Options** — Secures Financial Futures
- **Disability Insurance** — Protect Income During Disability
- **Living Benefits** — Access Funds for Health Needs
- **Flexible Coverage Options** — Choose Your Coverage Type
- **Supplemental Health Benefits** — Enhances Financial Security
- **Portability and Conversion Support** — Maintains Coverage After Leaving Employment

### [Structured Settlements and Annuities](https://www.prudential.com/personal/annuities)
*Product*
Provides guaranteed income and investment options for long-term financial security.

- **Guaranteed Payments** — Offers Guaranteed, Periodic Payments
- **Tax-Free Payments** — Tax-Free Payments
- **Market Protection Options** — Safeguards Against Losses
- **Customizable Payment Plans** — Tailor Payment Plans
- **Lifetime or Fixed Period Options** — Flexible Duration of Payments
- **Tax-Deferred Growth** — Defers Taxes

### [Pension Risk Transfer and International Reinsurance](https://www.prudential.com/institutions/international-reinsurance)
*Product*
Mitigate pension obligations and secure long-term benefit obligations through reinsurance solutions.

- **Pension and Asset Risk Management** — Transfer Pension Obligations
- **Longevity Risk Management** — Mitigate Longevity Risk
- **Flow and Funded Reinsurance** — Transfers Comprehensive Risks
- **Innovative Transaction Solutions** — Execute Efficient Transactions
- **Comprehensive Service Delivery** — Enhanced Customer Support

### [Investment Platforms: PruXpress Advisor Portal and PGIM](https://www.prudential.com/advisors)
*Platform*
Comprehensive platforms for managing client investments and financial strategies.

- **Actively Managed Investment Solutions** — Maximizes Investment Potential
- **Single Destination for Book Management** — Simplifies Business Oversight
- **Access to Investment Accounts** — Centralizes Investment Management
- **Mutual Funds and ETFs** — Diverse Investment Options
- **Personalized Level of Service** — Enhances Client Engagement

### [Stable Value](https://www.prudential.com/institutions/stable-value)
*Product*
Protects investments with market guarantees and competitive returns.

- **Principal and Earnings Guarantees** — Safeguard Investments
- **Credit Rate Floor** — Guarantees Minimum Earnings
- **Liquidity** — Enables Daily Transactions
- **Wide Applicability** — Versatile Investment Options
- **Top Provider Recognition** — Established Industry Leader

## Market Segments

- **Wealth management and advisor platforms**: Integrated platforms used by financial advisors to manage client accounts, deliver actively managed investment strategies, and consolidate book management and client servicing.
- **Group life and disability insurance**: Employer-focused life and disability coverages that provide income protection, portability, flexible coverage options, living benefits, and supplemental health benefits for employees and beneficiaries.
- **Pension risk transfer and reinsurance**: Services that transfer pension liabilities and longevity risk from plan sponsors to insurers, including flow and funded reinsurance, innovative transaction execution, and ongoing participant support.
- **Stable value for defined contribution plans**: Guaranteed capital preservation products for defined contribution plans that deliver liquidity, credited rate floors, and principal and earnings guarantees to reduce participant downside risk.
- **Annuities and structured settlements**: Income solutions that provide guaranteed periodic payments, customizable payment schedules, tax-deferred growth, and market protection options for retirement income and claimant settlements.