# Mural Technologies, Inc.
*Also known as Mural*

- Website: https://muralpay.com
- Location: New York, New York, United States
- Agent profile: https://directory.haycion.ai/agents/muralpay-com

> Global financial infrastructure and APIs enabling cross-border money movement for platforms, fintechs, and banks.

Mural Technologies, Inc. provides global financial infrastructure and APIs that enable platforms, fintechs, and banks to move money across borders. The company builds the account and payment primitives that make global money movement programmable, helping businesses launch financial products their customers love and transform financial operations from a cost center into a growth engine. Designed for enterprises that move money at scale, the offering emphasizes reliability, regulatory compliance, and seamless cross-border settlement. It supports multi-currency accounts and wallets, real-time transfers, cross-border payments, currency conversion, and treasury management—delivering the capabilities needed to launch and scale financial services in a global economy.

**Mission:** Every company in the world will become a fintech. We build the account and payment primitives that make global money movement programmable—enabling businesses to launch financial products their customers love and turn financial operations from a cost center into a growth driver.

## Products & Services

### [Mural Pay Platform](https://muralpay.com/)
*Platform*
Effortlessly move money globally with Mural Pay's innovative financial infrastructure.

- **Automated Compliance** — Automate Compliance Checks
- **Cross-Border Real-Time Transfers** — Instant Cross-Border Payments
- **Dedicated Recipient Accounts** — Dedicated Payment Accounts
- **Multi-Currency Store and Wallet** — Secure Multi-Currency Wallets
- **Idle Balance Yield** — Generate Passive Income
- **Transparent Currency Conversion** — Transparent Conversion Rates

### Global Contractor Payouts
*Service*
Instant payouts to contractors in multiple currencies globally.

- **Global Contractor Payouts** — Pay Contractors Instantly
- **Local Currency Deposits** — Accept Local Currency Payments
- **Stablecoin Wallet Payments** — Send Direct Stablecoin Payments
- **Compliant Disbursements** — Streamline Compliance

### Marketplace Payments
*Product*
Facilitate efficient payments for marketplace sellers with dedicated accounts and customizable flows.

- **Escrow and Release on Delivery** — Streamline Payment Processes
- **Marketplace-Aligned Payment Flows** — Customize Payment Processes
- **Seller Accounts** — Simplify Seller Onboarding
- **Instant Fund Transfers** — Speed Up Transactions
- **Real-Time Tracking** — Enhance Transparency

### Embedded Finance
*Solution*
Enhance your platform with embedded finance solutions through white-label stablecoin accounts.

- **Cross-Border Collections and Payouts** — Facilitate Cross-Border Payments
- **White-Label Stablecoin Accounts** — Deploy Branded Accounts
- **Integrated Treasury Management** — Optimize Treasury Operations
- **Rapid Deployment of Financial Services** — Accelerate Time-to-Market

### Treasury Operations
*Product*
Streamline your global treasury operations with automation and programmatic control.

- **Multi-Currency Treasury Management** — Enhance Global Fund Management
- **Programmatic Treasury Control** — Automate Treasury Workflows
- **Compliance Automation** — Simplify Regulatory Adherence
- **Real-Time Settlement** — Accelerate Payments Process

### Creator & Royalty Payments
*Product*
Streamline creator payments with fast, multi-currency payouts.

- **Same-Week Payouts** — Facilitate Quick Payments
- **Multi-Platform Revenue Consolidation** — Consolidate Revenue Assets

### Vectura
*Product*
Enhances decision-making with real-time financial insights and reporting.

- **Real-Time Insights** — Improves Strategic Planning
- **Investor-Ready Exports** — Creates Professional Reports
- **Automated Reporting** — Streamlines Reporting Process

## Market Segments

- **Cross-border payments**: APIs and infrastructure for compliant, real-time international transfers, FX conversion, and settlement for platforms, fintechs, and banks.
- **Treasury and liquidity management**: Programmatic multi-currency and stablecoin treasury controls to hold, convert, move funds, automate compliance, and earn yield on idle balances.
- **Mass payout orchestration**: High-volume, localized disbursements and payout workflows for creators, contractors, and marketplace sellers with escrow, instant rails, and reconciliation.
- **Embedded accounts and wallets**: White-label multi-currency accounts and programmable wallets (including stablecoins) to embed branded financial experiences and account primitives.
- **Financial reporting and analytics**: Automated, investor-ready financial reporting and real-time insights to support decision-making, burn-rate analysis, and external reporting.