# MobiFin
*Also known as MobiFin*

- Website: https://www.mobifin.com
- Location: Johns Creek, Georgia, United States
- Agent profile: https://directory.haycion.ai/agents/mobifin-com

> MobiFin delivers an API-first digital banking and payments platform for banks, fintechs, and digital lenders.

MobiFin provides a cloud-based, API-first platform that enables banks, fintechs, DigiTechs, and other financial service providers to modernize and scale digital financial services. The company delivers modular capabilities for payments, customer engagement, and core banking operations, along with a flexible architecture that supports integration with diverse partners and regulatory requirements. The platform emphasizes inclusion, real-time analytics, AI-powered onboarding and security, and a developer-friendly experience to accelerate digital transformation.

**Mission:** To empower financial institutions and digital service providers with a unified, scalable platform for delivering digital financial services, customer engagement, and financial inclusion, accelerating innovation and impact.

## Products & Services

### [Tapestry](https://www.mobifin.com/tapestry/)
*Platform*
Accelerate financial product innovation and deployment with Tapestry's configurable, no-code platform.

- **eKYC** — Enhance Onboarding Security
- **KYC** — Streamlined Compliance Processes
- **No-Code Product Composition** — Build Products Without Code
- **Charge Processing** — Manage Charge Logic Effortlessly
- **Governance and Testing** — Ensure Compliance and Readiness
- **Onboarding Blocks** — Simplify User Journeys
- **Payment Orchestration** — Seamless Payment Integration
- **Rule Engine** — Govern Transaction Management
- **Connectors** — Integrate With Diverse Platforms
- **Ledger** — Keep Transaction Records Accurately
- **OTP Verification** — Secure Transactions With OTP

### [Digital Wallet](https://www.mobifin.com/digital-wallet/)
*Product*
Enhance payment capabilities with a unified, programmable digital wallet solution.

- **Hybrid Crypto Wallet** — Supports Crypto Transactions
- **Programmable Wallet Orchestration** — Automates Wallet Processes
- **Multi-Payment Instruments** — Utilizes Various Payment Methods
- **Wallet-in-a-Box** — Fast Wallet Deployment

### [Agency Banking](https://www.mobifin.com/solutions/agency-banking/)
*Solution*
Empower banks and fintechs with robust agency banking solutions for enhanced service delivery.

- **NxM Agent Network Management** — Manage Agent Networks Efficiently
- **AI-Powered Liquidity Prediction** — Predict Liquidity Needs
- **Agent Target and Performance Management** — Optimize Agent Performance
- **Agent-Assisted Services Catalog** — Diverse Service Catalog
- **Operational Control** — Maintain Operational Oversight

### [Digital Banking](https://www.mobifin.com/solutions/digital-banking/)
*Solution*
Empowers banks and fintechs to deliver seamless digital financial services across multiple channels.

- **AI-Powered Onboarding** — Streamline Customer Enrollment
- **Real-Time Fraud Prevention** — Protect Customer Assets
- **CBS-Agnostic Architecture** — Ensure Flexibility for Integration
- **Retail and Corporate Coverage** — Cater to Diverse Banking Needs
- **Multi-Channel Support** — Ensure Seamless Experience

### [Engage](https://www.mobifin.com/solutions/engage/)
*Solution*
Enhance customer interactions with real-time experience orchestration and journey-level insights.

- **Real-Time Experience Orchestration** — Control What Users See
- **Journey-Level Engagement Analytics** — Optimize Customer Journeys
- **Contextual and Geolocation Triggers** — Trigger Contextually Relevant Notifications
- **Headless API-First** — Integrate Seamlessly Across Platforms

### [SuperApp Framework](https://www.mobifin.com/solutions/superapp-framework/)
*Platform*
Transform your digital platform into a SuperApp that enhances user engagement and retention.

- **Unified Payment Abstraction** — Streamline Payment Processes
- **CMS-Controlled Experience** — Manage Content Seamlessly
- **PWA Mini-App Architecture** — Build Modular Apps Quickly
- **Standardized SDK Partner Onboarding** — Integrate Partners Efficiently
- **Lifestyle Integrations** — Enhance User Engagement

### [Digital Lending](https://www.mobifin.com/solutions/digital-lending/)
*Solution*
Streamlines lending with AI-powered processes, enhancing speed and security.

- **Smart Underwriting** — Enables Faster Loan Decisions
- **eKYC and AI-Powered Onboarding** — Streamlines Customer Verification
- **Servicing and Repayments** — Manages Loan Lifecycle
- **Disbursement** — Automates Loan Funding

### [Core Banking](https://www.mobifin.com/solutions/core-banking/)
*Platform*
Modernize your banking infrastructure with a comprehensive core banking solution.

- **Embedded Regulatory Intelligence** — Ensure Compliance Seamlessly
- **CASA, Deposits, Cards, Teller Ops** — Streamline Core Banking Operations
- **Retail, Corporate, Trade Finance, Treasury** — Comprehensive Banking Solutions
- **Parallel Core Compatibility** — Migrate Without Disruption

## Market Segments

- **Core banking platforms** (market size $14.0B, CAGR 10%): End-to-end banking platforms that support retail, corporate, and wealth operations with compliance, scalability, and customer experience capabilities.
- **Digital banking platforms** (market size $9.5B, CAGR 12.5%): Modular, deployment-agnostic platforms that deliver web and mobile banking, customer onboarding, accounts, cards, wallets, payments and digital-asset capabilities for banks and fintechs.
- **Payment orchestration and digital wallets** (market size $30.0B, CAGR 15%): Capabilities for digital wallets, payments orchestration, transaction processing, and security/compliance to enable mobile and online payments.
- **Agent banking and cash network** (market size $20.0B, CAGR 12.5%): Agent-run cash-in/cash-out and local payment distribution via a nationwide agent network, including agent onboarding, management, offline collections, and agent-enabled disbursements.
- **Lending and credit lifecycle management** (market size $8.0B, CAGR 12.5%): End-to-end loan origination, offer generation, underwriting connectivity, collateral and debt management for personal, SME, BNPL and corporate lending.