# Meridian Leasing
*Also known as Meridian*

- Website: https://www.meridianleasing.com
- Location: Deerfield, IL, United States
- Agent profile: https://directory.haycion.ai/agents/meridianleasing-com

> Equipment financing and advisory services provider serving a broad range of industries.

Meridian Leasing is a financial services company that enables organizations to finance, acquire, and manage equipment through flexible leasing and financing options, advisory services, and access to refurbished equipment. As a member of the CHG-Meridian Group, Meridian serves a broad range of industries including healthcare, manufacturing, construction, nonprofit, and wholesale/distribution, offering end-to-end support from initial planning and procurement to deployment and ongoing asset management. The company emphasizes collaboration, industry expertise, and customer-focused solutions to help customers maximize equipment uptime, control costs, and accelerate growth.

**Mission:** It’s time to rethink the way you finance, acquire, and manage your equipment.

## Products & Services

### [Excavators](https://www.meridianleasing.com/equipment/construction/excavators)
*Product*
Access a wide variety of new and used excavators with flexible financing and leasing options.

- **Brand Options** — Choose Leading Brands
- **Excavator Model Variety** — Access Diverse Models
- **Financing Flexibility** — Flexible Financing Solutions
- **Equipment Conditions** — Select Equipment Condition

### [Articulated Dump Trucks](https://www.meridianleasing.com/equipment/construction/articulated-dump-trucks)
*Product*
Optimize transport of heavy-duty materials with efficient and versatile articulated dump trucks.

- **Cost Efficiency** — Reduces Overall Operating Costs
- **All-Terrain Capability** — Handles Challenging Work Environments
- **Financing Options** — Offers Flexible Financing Solutions
- **Versatile Applications** — Supports Diverse Project Needs
- **Equipment Conditions** — Provides Flexible Equipment Choices
- **Manufacturer Options** — Access to Top Brand Equipment

### [Telemedicine](https://www.meridianleasing.com/equipment/medical/telemedicine)
*Product*
Enable remote care with a comprehensive selection of telemedicine carts and solutions.

- **All-in-one telemedicine solutions** — Access Comprehensive Solutions
- **Purchase and lease options** — Choose Flexible Financing
- **Telemedicine carts from top manufacturers** — Utilize Quality Equipment
- **Customizable technology solutions** — Customize Your Setup

### [Medical Equipment](https://www.meridianleasing.com/equipment/medical)
*Product*
Comprehensive range of high-quality medical equipment with flexible financing options.

- **Diverse Medical Solutions** — Access Comprehensive Medical Equipment
- **Flexible Financing Options** — Explore Tailored Financial Solutions
- **Quality Assurance** — Utilize Trusted Equipment

### [Price Benchmarking](https://www.meridianleasing.com/services/advisory-services/price-benchmarking)
*Service*
Ensure competitive pricing on equipment through expert benchmarking services.

- **Cost Optimization** — Reduces Equipment Costs
- **Market Intelligence** — Employs Historical Data
- **Customer Savings** — Ensures Savings

### [Bridge to Budget](https://www.meridianleasing.com/services/advisory-services/bridge-to-budget)
*Service*
Ensure access to vital equipment before your budget cycles start.

- **Budget-time Access** — Receive Equipment Instantly
- **Financing Support** — Arrange Financing Easily
- **Deferred Financing Options** — Generate Revenue Immediately

### [Advisory Services Overview](https://www.meridianleasing.com/services/advisory-services/overview)
*Service*
Expert guidance to optimize equipment selection and financing.

- **Industry Guidance** — Leverage Industry Expertise
- **Strategic Support** — Create Tailored Roadmaps
- **Advanced Consulting Services** — Gain Financial Insight
- **Price Benchmarking** — Avoid Overpaying
- **Bridge to Budget** — Accelerate Equipment Access

### [Advanced Consulting Services](https://www.meridianleasing.com/services/advisory-services/advanced-consulting-services)
*Service*
Maximize equipment value and enhance finance strategies with expert consulting services.

- **In-depth analysis** — Improve Decision-Making
- **Expert Guidance** — Obtain Trusted Insights
- **Roadmap development** — Strategize Future Investments
- **Customized Financial Solutions** — Fit Finances to Needs

### [TrueFlex Value](https://www.meridianleasing.com/services/trueflex-finance/trueflex-value)
*Service*
Optimizes cash flow and allows businesses to keep up with equipment needs affordably.

- **Cash flow optimization** — Optimizes Operational Budget
- **Fixed payments** — Ensures Budget Predictability
- **Regular Equipment Refreshes** — Keeps Equipment Current
- **Flexible Lease Terms** — Adapts to Business Growth
- **Proactive Notifications** — Avoids Late Penalties

### [TrueFlex Rental](https://www.meridianleasing.com/services/trueflex-finance/trueflex-rental)
*Service*
Access equipment on flexible terms to meet changing operational needs while controlling costs.

- **Immediate Access to Equipment** — Access Equipment Immediately
- **Flexible Terms** — Customize Rental Length
- **Cost Reduction** — Reduce Upfront Costs
- **Advisory Services** — Receive Expert Guidance

### [TrueFlex EaaS](https://www.meridianleasing.com/services/trueflex-finance/trueflex-eaas)
*Service*
Control costs and enhance flexibility by paying only for the services you use with TrueFlex EaaS.

- **Budget optimization** — Optimize Your Budget
- **Flexible consumption** — Pay As You Go
- **Single Monthly Payment** — Streamline Your Billing
- **Customized Services** — Tailor To Your Needs

### [TrueFlex Access](https://www.meridianleasing.com/services/trueflex-finance/trueflex-access)
*Service*
Unlock capital by leasing back your owned equipment for liquidity.

- **Cash on Hand** — Enhances Financial Flexibility
- **Equipment Recycling** — Maximizes Asset Value

### [TrueFlex Clear](https://www.meridianleasing.com/services/trueflex-finance/trueflex-clear)
*Service*
Achieve predictable payments and a clear path to ownership with TrueFlex Clear.

- **Clear Ownership Path** — Facilitate Ownership Journey
- **Predictable Costs** — Ensure Cost Clarity

### [TrueFlex Portal](https://www.meridianleasing.com/services/trueflex-finance/trueflex-portal)
*Service*
Manage financing and services with ease using the TrueFlex Portal for streamlined operations.

- **Centralized Management** — Manage All Services in One Place
- **Accessibility** — Access Information Anytime
- **Proactive Notifications** — Receive Alerts on Key Dates
- **Customizable Reporting** — Get Tailored Reports

## Market Segments

- **Medical equipment financing**: Leasing, rental, and purchase financing for clinical devices (ultrasound, PET/CT, telemedicine) that preserves capital and enables flexible acquisition for healthcare providers.
- **Construction and heavy equipment leasing**: Finance, lease, and rental of construction and heavy machinery (excavators, articulated dump trucks) across new, used, and refurbished conditions with flexible term options.
- **Equipment-as-a-service (EaaS)**: Consumption-based offerings that combine equipment, customizable services, and consolidated monthly billing to shift capex to opex and optimize budgets.
- **Sale-leaseback and asset monetization**: Programs that convert owned equipment into liquidity through sale and leaseback transactions, improving cash flow while retaining operational use.
- **Equipment procurement and benchmarking**: Advisory capabilities for equipment selection, procurement roadmaps, price benchmarking, and financial strategy to minimize total cost of ownership.

## Ideal Customer Profiles

### Construction And Heavy Equipment Operators
Construction and mining firms seeking flexible equipment financing.
- Industry: Construction, Mining, Heavy Equipment
- Geography: North America
- Pain points: High upfront capital expenditure, downtime risk, long procurement cycles, financing complexity
- Business goals: Maximize fleet uptime, accelerate project delivery, optimize total cost of ownership
- Positioning: Flexible financing and asset management solutions help construction and heavy equipment operators acquire, deploy, and manage equipment with lower upfront costs and predictable payments.

#### Persona: Fleet Manager
- Needs: Real-time asset visibility, predictable financing terms, scalable leasing options
- Goals: Minimize downtime, maximize fleet utilization, reduce maintenance costs
- Challenges: Rising maintenance costs, variable project demand, procurement delays
- Pain points: Unexpected downtime, financing inefficiencies, lack of fleet visibility
- Solution: Provide transparent leasing options, asset tracking, benchmarking to reduce downtime and cost.

#### Persona: Procurement Director
- Needs: Flexible financing, streamlined procurement cycles, total cost transparency
- Goals: Shorten cycle times, lower total cost of ownership
- Challenges: Budget constraints, long lead times, vendor fragmentation
- Pain points: Capital constraints, inconsistent pricing
- Solution: Utilize advanced consulting to optimize selection, budgeting with benchmarking, and centralized financing with adaptable terms.

#### Persona: Finance Controller
- Needs: Predictable payments, cash flow visibility, budgeting accuracy
- Goals: Stabilize cash flow, minimize unplanned capex
- Challenges: Forecasting accuracy, approvals, compliance
- Pain points: Variable financing terms, unpredictable invoices
- Solution: Offer fixed, predictable payment structures and centralized management through TrueFlex Portal and EaaS.

### Healthcare Providers And Hospitals
Healthcare facilities needing medical equipment financing and telemedicine solutions.
- Industry: Healthcare, Medical Equipment
- Geography: North America
- Pain points: High capital costs for medical devices, complex procurement cycles, need for uptime, regulatory compliance, need for telemedicine adoption
- Business goals: Expand clinical capabilities, improve patient outcomes, reduce equipment downtime, optimize costs
- Positioning: Flexible financing and asset management enable healthcare providers to acquire medical devices and telemedicine solutions quickly while managing costs and uptime.

#### Persona: Director Of Biomedical Engineering
- Needs: Reliable uptime, lifecycle management, service-level agreements
- Goals: Keep clinical devices up to date, minimize downtime
- Challenges: Regulatory compliance, device integration with IT systems
- Pain points: High upfront costs, lengthy deployment cycles
- Solution: Provide medical equipment financing, Bridge to Budget, and benchmarking to optimize device refresh.

#### Persona: Procurement Manager
- Needs: Flexible financing terms, fast procurement, supplier diversity
- Goals: Acquire devices quickly within budget, ensure compliance
- Challenges: Budget cycles, vendor negotiation bottlenecks
- Pain points: Capital constraints, delays in approvals
- Solution: Utilize Bridge to Budget, Advanced Consulting, and TrueFlex Portal for streamlined procurement and budgeting.

#### Persona: Chief Information Officer
- Needs: IT compatibility, data security, scalable telemedicine integration
- Goals: Scale telemedicine capabilities, maintain security
- Challenges: Integrating devices with EMR/EHR and telemedicine platforms
- Pain points: Legacy systems, vendor lock-in
- Solution: Offer Telemedicine financing, TrueFlex EaaS for IT services, and a centralized portal for integration and management.

### Manufacturing And Wholesale/Distribution Firms
Manufacturers and distributors seeking equipment financing, refurbishment, and asset management.
- Industry: Manufacturing, Wholesale, Distribution
- Geography: North America
- Pain points: Capital-intensive fleets, maintenance costs, obsolescence, supply chain cycles
- Business goals: Modernize fleet, reduce total cost of ownership, improve uptime, scale operations
- Positioning: Flexible financing and asset management support fleet modernization, cost control, and scalable operations without heavy upfront investments.

#### Persona: Operations Manager
- Needs: Fleet modernization, cost control, reliable service
- Goals: Increase throughput, reduce downtime
- Challenges: Capital planning, supplier reliability
- Pain points: Unplanned maintenance, financing delays
- Solution: Provide TrueFlex Portfolio for leasing, Bridge to Budget for timely deployments, and benchmarking to optimize costs.

#### Persona: Maintenance Manager
- Needs: Spare parts availability, service coverage, uptime
- Goals: Minimize breakdowns, extend asset life
- Challenges: Maintenance scheduling, aging equipment
- Pain points: Unexpected failures, high maintenance costs
- Solution: Leasing options with maintenance-friendly terms and TrueFlex Portal for maintenance tracking.

#### Persona: Finance Controller
- Needs: Predictable payments, cash flow visibility
- Goals: Stabilize budgeting, ROI optimization
- Challenges: Forecast accuracy, approvals
- Pain points: Variable financing terms
- Solution: Fixed payment structures with TrueFlex Value and centralized cost management.

### Nonprofit Organizations And Educational Institutions
Nonprofits and schools seeking affordable equipment financing and budgeting flexibility.
- Industry: Nonprofit, Education
- Geography: North America
- Pain points: Limited funding, grant cycles, need for refurbished equipment, delayed procurement
- Business goals: Extend asset lifecycles, maximize donor funds, maintain up-to-date equipment
- Positioning: Cost-efficient equipment financing and asset management tailored for mission-driven organizations to extend asset life and optimize donor funds.

#### Persona: Procurement Officer
- Needs: Discounted refurbishments, rapid procurement
- Goals: Stretch donor funds, meet program timelines
- Challenges: Grant cycles, restricted budgets
- Pain points: Limited funding, procurement delays
- Solution: Bridge to Budget, Price Benchmarking, and TrueFlex Rental for flexible, affordable access.

#### Persona: Operations Director
- Needs: Flexible terms, reliable equipment
- Goals: Maintain facilities and programs within budget
- Challenges: Donor dependency, funding gaps
- Pain points: Cash flow constraints, forecasting
- Solution: TrueFlex Value and Portal for predictable costs and centralized management.

#### Persona: Finance Manager
- Needs: Budget control, reporting
- Goals: Sustain operations with predictable expenses
- Challenges: Grant reporting, approvals
- Pain points: Uncertain funding, delayed reimbursements
- Solution: Price Benchmarking, TrueFlex EaaS for adaptable service costs, and centralized reporting via TrueFlex Portal.