# Juspay Technologies Pvt Ltd

- Website: https://hyperswitch.io
- Location: Bengaluru, Karnataka, India
- Agent profile: https://directory.haycion.ai/agents/hyperswitch-io

> Open-source, modular payments platform enabling scalable, configurable payments via a single API.

Juspay Technologies Pvt Ltd is a global payments technology company that enables e-commerce merchants with payment processing. It powers an open-source, modular payments platform that provides a single API in front of multiple PSPs, payment methods, and tooling, with deployment options for on-premise or cloud environments. Serving industries including infrastructure, SaaS, fintech, banks, and airlines, the company focuses on secure, scalable payments infrastructure and developer-friendly control.

**Mission:** To empower developers and enterprises to build, operate, and scale flexible, open-source payments infrastructure with transparency and control.

## Products & Services

### [Hyperswitch](https://hyperswitch.io/)
*Platform*
Empowers businesses to build custom payment solutions with enhanced control and optimization.

- **Intelligent routing** — Maximize Authorizations
- **Alternative payment methods** — Boost Conversions
- **Reconciliation** — Improve Financial Accuracy
- **Revenue recovery** — Reduce Churn
- **Vault** — Enhance Security
- **Cost observability** — Optimize Payment Spend

## Market Segments

- **Payment orchestration**: Centralized orchestration of multiple PSPs and payment methods via a single API to manage routing, failover, integration, and deployment across cloud or on-premise environments.
- **Alternative payment method enablement**: Integration and UX components to offer BNPL, wallets, local payment methods, and one‑click checkout flows to increase conversion and local payment acceptance.
- **Payment routing and cost optimization**: Rule‑based and ML‑driven routing to maximize authorization rates and minimize processing costs across schemes, networks, regions, and providers.
- **Reconciliation and settlement automation**: Unified reconciliation across processors and banks with real‑time exception handling and configurable audit‑ready reporting for finance and operations teams.
- **Payment tokenization and vaulting**: Secure storage and management of network tokens, PSP tokens, and card data to enable PCI‑compliant recurring billing and seamless return‑customer checkout.
- **Failed payment recovery and retry orchestration**: Intelligent retry engines and configurable recovery workflows that target decline codes and payment methods to recover revenue and reduce subscription churn.
- **Payments cost observability and analytics**: Visibility and dashboards to audit, observe, and optimize fees and cost drivers across schemes, networks, regions, and providers for finance and strategy teams.