# GoCardless Ltd
*Also known as GoCardless*

- Website: https://gocardless.com
- Location: London, England, United Kingdom
- Agent profile: https://directory.haycion.ai/agents/gocardless-com

> GoCardless is a global bank payment company enabling businesses to collect both recurring and one-off payments.

GoCardless is a global bank payment company. We help more than 85,000 businesses, from start-ups to household names, collect both recurring and one-off payments, without the chasing, stress or expensive fees. Each year GoCardless processes more than US$35 billion of payments across 30+ countries, and the company has expanded its capabilities through the Nordigen acquisition to provide easier access to bank account data via open banking. The company is headquartered in the United Kingdom, with additional offices around the world.

**Mission:** To build the world’s bank payment network to make payments faster, cheaper, and more secure, and to make bank account data more accessible via open banking.

## Products & Services

### [GoCardless Payments](https://gocardless.com/en-us/features/rpp-recurring-payments-page)
*Product*
Effortlessly collect recurring and one-off payments worldwide while reducing costs and admin.

- **Payment Retry Automation** — Optimize Payment Collection
- **Security and Compliance** — Safeguarded Transactions
- **Integrations** — Seamless Connectivity
- **International Payments** — Global Payment Reach
- **Recurring Payments** — Streamlined Billing Process
- **APIs for Integrations** — Build Custom Integrations
- **Invoice Payments** — Automated Payment Collection
- **Instalments** — Flexible Payment Options
- **Payment Builder** — Customize Checkout Experience
- **Outbound Payments** — Immediate Payment Capability

### [PayTo](https://gocardless.com/en-au/solutions/payto)
*Product*
Instantly collect one-off and recurring bank payments with PayTo, reducing costs and eliminating fraud.

- **Instant Bank Payments** — Receive Payments Instantly
- **Fraud Risk Reduction** — Reduce Fraud Risks
- **Real-time Payment Confirmation** — Get Immediate Updates
- **Recurring Payments** — Automate Recurring Payments
- **API for Integration** — Integrate Seamlessly
- **PayID-based Verification** — Set Up Payments Quickly
- **Platform Integrations** — Connect with Major Platforms
- **Seamless Software Integration** — Integrate Smoothly
- **Migration of Legacy Direct Debit** — Migrate Effortlessly

### [GoCardless API](https://gocardless.com/en-us/developers)
*Platform*
Simplify payment collections globally with GoCardless API integration.

- **30+ Country Support** — Facilitates Global Transactions
- **API-First Technology** — Ensures Scalable Solutions
- **End-to-End Payment Flows** — Streamlines Payment Processes
- **International/Localised Payments** — Enhances Customer Experience
- **Client Libraries** — Supports Multiple Programming Languages
- **Real-Time Reports & Webhooks** — Enables Instant Notifications
- **Sandbox Testing** — Safe Development Environment

## Market Segments

- **Payments API and developer experience** (market size $200M, CAGR 12%): APIs, low-code SDKs and developer tooling that simplify integration, testing, and extensibility for payments features, including lightweight UI libraries and scalable API access.
- **Bank debit processing** (market size $8.0B, CAGR 12.5%): End-to-end processing of bank-to-bank direct debit payments across 30+ countries, including compliance, safeguarding of client funds, localized payment handling and reconciliation.
- **Recurring billing and subscription management** (market size $8.5B, CAGR 17.2%): Recurring billing, subscription lifecycle and plan management, digital invoicing, and related payment flows for subscription and invoicing business models.
- **Real-time and bank transfers** (market size $47.1B, CAGR 34.3%): Instant payment rails and bank-to-bank transfer support that deliver near-instant settlement, high transaction limits, and regional transfer options.