# Equifax Pty Ltd
*Also known as Equifax*

- Website: https://www.equifax.com.au
- Agent profile: https://directory.haycion.ai/agents/equifax-com-au

> Equifax is Australia’s leading provider of credit information and data analytics, enabling businesses to make informed decisions and manage risk.

Equifax Pty Ltd is a leading provider of credit information and data analytics. It holds data on more than 16.4 million credit-active individuals, 3.6 million companies and businesses and 3.4 million sole traders, enabling businesses to make informed decisions, manage risk, combat fraud and comply with regulations. Serving personal, small business and business-enterprise customers, Equifax offers a range of insights and decisioning capabilities that help grow profitable customer relationships while maintaining security and privacy.

**Mission:** We empower businesses to make informed decisions.

## Products & Services

### [Equifax Consumer Data License](https://www.equifax.com.au/business-enterprise/products/equifax-consumer-data-license)
*Product*
Enhance customer targeting and retention using compliant data.

- **Compliance-focused Data** — Ensures Compliance
- **Comprehensive Consumer Data** — Enhances Targeting
- **High-Converting Segments** — Builds High-Converting Segments

### [Equifax Commercial Data License](https://www.equifax.com.au/business-enterprise/products/equifax-commercial-data-license)
*Product*
Enhance B2B marketing strategies with comprehensive commercial data.

- **Commercial Data for B2B Marketing** — Leverage Comprehensive Commercial Data
- **Data Compliance Assurance** — Maintain Compliance
- **Market Analysis Enrichment** — Enhance Market Understanding

### [Digital Audiences](https://www.equifax.com.au/business-enterprise/products/digital-audiences)
*Product*
Enhance campaign success with enriched digital audiences for superior targeting and returns.

- **Enriched Digital Audiences** — Enhance Audience Targeting
- **Improved Campaign Efficiency** — Maximize ROI
- **Access to Comprehensive Market Insights** — Support Informed Decisions

### [Equifax Risk Assessment Platform](/business-enterprise/products/risk-assessment-platform)
*Platform*
Automate credit assessments to manage risks effectively and confidently grow your business.

- **Automated Risk Assessment** — Automates Credit Risk Scoring
- **Secure Analytics Dashboard** — Access Real-Time Analytics
- **Financial Statement Analysis** — Performance-Based Financial Insights
- **Industry Benchmarking** — Gain Competitive Insights

### [Portfolio Management Solutions](https://www.equifax.com.au/business-enterprise/products/portfolio-management-solutions)
*Solution*
Enhance credit risk management with external insights for informed decision-making.

- **Post-Acquisition Risk Visibility** — Identify Hidden Risks
- **Broader Portfolio Insights** — Boost Risk Management
- **Comprehensive Credit Data** — Maximize Data Utility
- **Self-Cure and Recovery Signals** — Monitor Recovery Potential
- **Real-Time Customer Alerts** — Stay Informed Instantly

### [Credit Insights](/business-enterprise/products/credit-insights)
*Product*
Gain timely insights and benchmark performance to enhance credit strategies.

- **Aggregated Marketplace Data** — Access Comprehensive Marketplace Insights
- **Market Benchmarking** — Benchmark Against Industry Peers
- **Lifecycle Benchmarks** — Monitor Lifecycle Performance
- **Lifecycle Insights** — Leverage Detailed Customer Insights
- **Data Plug-and-Play** — Integrate With Existing Systems

### [Equifax Protect](https://www.equifax.com.au/business-enterprise/products/equifax-protect)
*Product*
Protects customers' identities and credit profiles against fraud and data breaches.

- **Credit Monitoring** — Monitor Credit Changes
- **Identity Protection** — Protect Personal Information
- **Regular Credit Reports** — Access Monthly Credit Reports
- **Insurance Coverage** — Up to $15,000 Insurance
- **Monitoring Guidance** — Receive Credit Improvement Tips

### [Equifax Credit Ratings](/business-enterprise/products/credit-ratings)
*Product*
Independent credit ratings to enhance risk management decisions.

- **Independent Business Ratings** — Demonstrates Financial Strength
- **Comprehensive Rating Insights** — Identifies Potential Risks
- **Decision Support Tools** — Supports Informed Decision-Making

### [Bankruptcy Check](/business-enterprise/products/bankruptcy-check)
*Product*
Assess individual bankruptcy status and mitigate financial risk effectively.

- **Bankruptcy Screening** — Identify Bankruptcy Status
- **Risk-Informed Decisions** — Mitigate Financial Risk
- **Creditor Initiation Insight** — Understand Bankruptcy Context
- **Accessible Reporting** — Quick Access to Data

### [Commercial Risk Reports](/business-enterprise/products/commercial-risk-reports)
*Product*
Reduce lending risks with AI insights and predictive scores.

- **AI-powered Risk Insights** — Enhance Risk Assessment
- **Predictive Credit Scores** — Leverage Predictive Analysis
- **Comprehensive Data Integration** — Access Comprehensive Data
- **Real-Time Notifications** — Receive Timely Updates

### [D&B Finance Analytics](/business-enterprise/products/db-finance-analytics)
*Product*
Transform credit and collections into predictable cash flow with data-driven insights.

- **AI-driven Credit Analytics** — Automate Credit Reviews
- **International Risk Insights** — Assess Cross-Border Risks
- **Accounts Receivable Streamlining** — Streamline Collections
- **Predictive Analytics** — Predict Bad Debt Risks

### [Commercial Alerts](/business-enterprise/products/commercial-alerts)
*Product*
Receive timely alerts on customer financial status to enhance decision-making and mitigate risk.

- **Real-time Credit Change Alerts** — Receive Instant Updates
- **Risk Mitigation Support** — Enhance Decision-Making
- **Stage-Spanning Notifications** — Cover Entire Credit Lifecycle
- **Customizable Alert Preferences** — Tailor Notifications

### [Equifax A/NZ in Snowflake Marketplace](/business-enterprise/products/equifax-anz-snowflake-marketplace)
*Platform*
Empowers businesses with real-time insights directly in Snowflake Marketplace.

- **Real-Time Decisioning** — Enables Instant Insights
- **Snowflake Marketplace Integration** — Streamlines Data Access

### [Commercial Entity Validation](https://www.equifax.com.au/business-enterprise/products/commercial-entity-validation)
*Product*
Validate new customers' legitimacy and reduce fraud risk efficiently.

- **ABN/ACN Confirmation** — Verifies Business Entity Status
- **ASIC Registration Check** — Confirms ASIC Registration
- **Business Ratings** — Provides Business Risk Ratings
- **Business Structure Insights** — Visualizes Corporate Structures
- **Entity Details and Status** — Displays Comprehensive Entity Information
- **Officeholder Details** — Accesses Key Personnel Information

### [Employment Verification](/business-enterprise/products/employment-verification)
*Product*
Ensure the integrity of your hiring process with comprehensive background checks.

- **Comprehensive Background Checks** — Protect Against Fraud
- **Over 100 Services Included** — Comprehensive Screening Options
- **Secure Online Platform** — Maintain Data Security
- **Regulatory Alignment** — Ensure Compliance
- **Fast Processing** — Streamline Hiring

### [Property Valuation](/business-enterprise/products/property-valuation)
*Product*
Minimise risk exposures with detailed property insights and valuations.

- **Property Confidence Scoring** — Delivers Confidence Scores
- **Land Titles and Ownership Details** — Provides Ownership Details
- **Valuation and AVM Data** — Generates Automated Valuations
- **Comprehensive Reports** — Offers Comprehensive Property Insights

### [Debtor IQ](https://secure.debtoriq.com.au/)
*Product*
Enhances debt management with actionable insights and automated workflows.

- **Credit Risk Management** — Reduce Risks
- **Debt Collection Workflow** — Streamline Processes
- **Customer Payment Insights** — Visualize Behaviors
- **Negotiation Support** — Track Negotiations

### [eTrace](/business-enterprise/products/etrace)
*Product*
Find lost debtors quickly and efficiently with comprehensive tracing tools.

- **Advanced Search Across People, Records And Businesses** — Identify Individuals Effortlessly
- **Large Data Foundation** — Leverage Extensive Data Resources
- **Skip Tracing Efficiency** — Improve Tracing Speed
- **Real-Time Data Updates** — Access Current Data Instantly
- **User-Friendly Interface** — Simplify Navigation

### [International Credit Reports](/business-enterprise/products/international-credit-reports)
*Product*
Assess the creditworthiness of overseas companies quickly and reliably.

- **Extensive Country Coverage** — Access Global Credit Insights
- **Overseas Credit History Checks** — Verify Foreign Company Credibility
- **Fast Interim and Full Reports** — Receive Quick Reports
- **Trusted Commercial Credit Scores** — Leverage Scoring Models

### [Commercial Risk Reports](/business-enterprise/products/commercial-risk-reports)
*Product*
Reduce lending risks with AI insights and predictive scores.

- **AI-powered Risk Insights** — Enhance Risk Assessment
- **Predictive Credit Scores** — Leverage Predictive Analysis
- **Comprehensive Data Integration** — Access Comprehensive Data
- **Real-Time Notifications** — Receive Timely Updates

### [Debt Recovery Score](/business-enterprise/products/debt-recovery-score)
*Product*
Predicts debt recovery success to minimize losses.

- **Predictive Recovery Scoring** — Scores Accounts For Potential Recovery
- **Market-Segment Tailoring** — Provides Tailored Insights
- **Bankruptcy Identification** — Excludes Bankruptcy From Sales

## Market Segments

- **Credit risk decisioning and underwriting** (market size $10.0B, CAGR 13.8%): Analytics, data, and decisioning used to assess borrower creditworthiness, automate underwriting, and expand access to credit using traditional and alternative data.
- **Consumer data licensing and audience targeting** (market size $12.0B, CAGR 9.5%): Compliant consumer data sets and enriched audience segments delivered for customer acquisition, retention and targeted marketing via licensing and marketplace access.
- **Identity verification and fraud prevention** (market size $45.8B, CAGR 15.5%): Capabilities to verify identities, detect and monitor fraud across customer journeys, and prevent unauthorized access during onboarding and transactions.
- **AR analytics and collections management** (market size $3.0B, CAGR 11.6%): AI-driven analytics, invoice insights, and collections workflows that prioritize accounts, forecast cash flow, and support more effective collector actions.
- **Commercial data and B2B portfolio management** (market size $6.0B, CAGR 9.9%): Comprehensive commercial and business-level data and analytics to manage commercial portfolios, assess business credit, and inform B2B risk and growth strategies.