# NorthAB, LLC d/b/a North

- Website: https://developer.north.com
- Location: Troy, MI, United States
- Agent profile: https://directory.haycion.ai/agents/developer-north-com

> Developer-first payments processor and acquirer offering an all-in-one payments platform.

NorthAB, LLC d/b/a North is a payments processor and acquirer offering an all-in-one payments and operations platform designed for developers. With over 25 years in payments and an in-house processing and gateway, North enables flexible, scalable integrations for small and mid-sized businesses, independent software vendors, and merchants. The platform integrates diverse payment methods, supports merchant onboarding, and provides tracking, reporting, and fraud protection as standard elements of the service. North emphasizes a developer-friendly approach, providing APIs, SDKs, and documentation to build embedded payments and customize the user experience. The company pursues a partnership model that combines payments processing with back-office capabilities, enabling merchants and partners to manage accounts, transactions, and insights from a single ecosystem. By offering an all-inclusive solution, North aims to reduce complexity, minimize vendor relationships, and help customers deploy reliable payments across online, in-person, and multi-channel environments. The content on the site positions North as the owner of its own payments technology, delivering a streamlined platform that supports rapid integration, ongoing updates, and secure handling of payments data.

**Mission:** We're a processor and acquirer with a payment platform designed for developers.

## Products & Services

### [Full-Featured Payments](https://developer.north.com/products/full-featured)
*Product*
Streamline payment processing with customizable and unified omnichannel solutions.

- **Custom Pay API** — Tailor Payment Experiences
- **Omnichannel Payment Integration** — Unify Transaction Channels
- **Merchant Boarding API** — Accelerate Merchant Enrollment
- **Developer Resources** — Expedite Development
- **POS and Backend Server** — Facilitate Secure Transactions
- **Merchant Management API** — Manage Merchant Data Efficiently
- **Gateway Business Reporting API** — Access Real-Time Data
- **Server Post API** — Manage Transactions Easily
- **Token-Based Follow-Up Actions** — Streamline Payment Handling
- **Merchant Portal** — Empower With Self-Service Tools

### [In Person Payments](https://developer.north.com/products/in-person)
*Product*
Seamlessly accept in-person payments while enhancing PCI security.

- **EMV Pre-Certified Terminals and Readers** — Accept EMV Payments
- **PCI Data Security** — Reduce PCI Compliance Burden
- **Cloud POS + Payment Terminal** — Integrate Cloud POS
- **Mobile Payment Options** — Enable Mobile Payments
- **Local POS + Payment Terminal** — Enhance Local Transactions
- **Pay-at-the-Table Solutions** — Facilitate Table Payments
- **POS on a Smart Terminal** — Streamline Checkout Process

### [Online Payments](https://developer.north.com/products/online)
*Product*
Securely accept ecommerce payments while minimizing PCI scope and enhancing customer experience.

- **Fraud Protection and Tokenization** — Enhance Payment Security
- **Ecommerce Checkout Forms** — Reduce PCI Scope
- **Invoices and ACH Payments** — Facilitate Diverse Payment Options
- **EPX Hosted Pay Page** — Streamline Payment Processing
- **No-Code Ecommerce Plugins** — Simplify Integration
- **Pay-by-Bank (ACH) API** — Accept Bank Payments
- **Subscription Payments** — Manage Recurring Payments Easily

## Market Segments

- **Omnichannel payment processing**: Capabilities to accept, route, and reconcile payments across online and in-person channels, unifying transaction flows, tokenization, and settlement for a consistent merchant experience.
- **Payment gateway and developer APIs**: Gateway services and developer-facing APIs/SDKs to embed payment flows, server-side posting, token-based follow-up actions, and custom integration workflows.
- **Merchant onboarding and management**: Digital merchant enrollment, merchant account configuration, agent/partner management, and self-service portals to streamline onboarding and lifecycle operations.
- **In-person payments and terminal management**: Acceptance using EMV-certified terminals, smart terminals, mobile readers, and pay-at-table workflows with PCI scope reduction and POS integration options.
- **Ecommerce payments and subscription billing**: Hosted pay pages, checkout forms, no-code ecommerce plugins, subscription management, invoicing, ACH and MO/TO support for online merchants.
- **Payment fraud prevention and tokenization**: Processor-level fraud screening, tokenization, and security controls to reduce PCI scope and mitigate payment risk.
- **Payments reporting and reconciliation**: Real-time reporting APIs, transaction/batch/deposit reporting, and merchant dashboards to support reconciliation and financial oversight.