# Debt.org LLC
*Also known as Debt.org*

- Website: https://www.debt.org
- Location: Orlando, FL, United States
- Agent profile: https://directory.haycion.ai/agents/debt-org

> Debt.org is America’s Debt Help Organization providing information, guidance, and resources to understand and manage personal debt.

Debt.org is a consumer-focused resource that provides thorough, accurate, and accessible information about personal finances and debt. A team of financial experts offers guidance on a wide range of topics, including credit cards, loans, bankruptcy, mortgages, student loans, and taxes. The site features educational articles, blogs, infographics, and tools to help individuals understand debt, compare options, and take steps toward financial well-being. It also lists service providers and debt-relief resources to help users assess and pursue solutions such as debt consolidation, debt settlement, and other relief options. The organization emphasizes education, empowerment, and practical support for people at all stages of their financial journey.

**Mission:** Debt.org is America’s Debt Help Organization, serving the public with thorough, accurate and accessible online information about personal finances.

## Products & Services

### [Debt Consolidation](https://www.debt.org/consolidation/)
*Service*
Streamline your payments and reduce interest with tailored debt consolidation solutions.

- **Debt Consolidation Guidance** — Simplify Your Debt Management
- **Credit Card Debt Counseling** — Provides Expert Guidance
- **Personal Budgeting Assistance** — Establishes Sustainable Budgets
- **Debt Consolidation Options** — Consolidate Your Debts
- **Debt Management Plans** — Structured Payment Plans
- **Educational Resources** — Enhance Your Financial Knowledge
- **Balance Transfer Credit Cards** — Transfer Balances to Lower Rates
- **Free Consultations** — Receive Free Initial Consultations

### [Debt Settlement](https://www.debt.org/settlement/)
*Service*
Access expert guidance and referrals to effectively settle your debts.

- **Debt Settlement Guidance** — Access Expert Negotiation Support
- **Educational Resources** — Increase Financial Literacy
- **Flexible Solutions** — Explore Customized Plans
- **Debt Settlement Insights** — Negotiate Your Debts

### [Debt Relief Companies](https://www.debt.org/consolidation/companies/)
*Service*
Access to a network of professionals offering tailored debt relief solutions.

- **Provider Referrals** — Connect With Qualified Professionals
- **Educational Resources** — Enhance Your Financial Knowledge
- **Comprehensive Debt Solutions** — Explore Multiple Strategies
- **Tailored Support** — Receive Customized Assistance

### [Lowering Credit Card Interest Rates](https://www.debt.org/credit/cards/how-to-lower-interest-rate/)
*Service*
Empower users to effectively lower their credit card interest rates for better financial health.

- **Interest Rate Reduction Guidance** — Reduce Your Interest Rates
- **Debt Consolidation Options** — Simplify Your Payments

## Market Segments

- **Debt consolidation and refinancing**: Services that combine multiple unsecured debts into a single payment or lower-rate product (balance transfers, consolidation loans, refinancing) to reduce interest and simplify repayment.
- **Credit counseling and debt management**: Non-settlement counseling, personalized budgeting, and structured debt management plans delivered by certified counselors or agencies to improve repayment capacity and credit outcomes.
- **Debt settlement and creditor negotiation**: Services and referrals that negotiate with creditors for reduced payoff amounts or altered terms to resolve delinquent accounts outside of formal bankruptcy.
- **Consumer financial education and budgeting**: Educational content, tools, and one-on-one guidance focused on financial literacy, budgeting, and informed decision-making about debt options.