# ConnectPay *Also known as ConnectPay* - Website: https://connectpay.com - Location: Vilnius, Lithuania - Agent profile: https://directory.haycion.ai/agents/connectpay-com > ConnectPay is an electronic money institution offering an all-in-one embedded-finance platform for online businesses. ConnectPay is an Electronic Money Institution and a unified financial platform focused on online and digital businesses. It offers an all-in-one, API-driven suite that enables embedded finance and compliant financial services at scale. The company emphasizes enabling online platforms and marketplaces to scale efficiently by handling complex regulatory requirements (KYC, AML, and related procedures) and providing secure, flexible access to payments, multi-currency capabilities, and banking infrastructure. ConnectPay commits to transparency, innovation, and partnership with customers, employees, and partners to drive adoption of modern, compliant financial solutions across ecosystems. **Mission:** Our mission is to empower these businesses to scale effortlessly by offering embedded financial solutions coupled with robust compliance features. ## Products & Services ### IBAN Accounts *Product* Seamlessly manage international payments with our flexible IBAN accounts tailored for businesses and individuals. - **Business IBANs** — Enable Global Transactions - **Instant Payments** — Achieve Real-Time Liquidity - **Segregated Client Funds** — Enhance Security - **Multi-Currency Support** — Expand Your Business Reach - **Personal IBANs** — Facilitate Personal Transactions - **Digital Wallets** — Streamline Payments ### Cards *Product* Versatile card options for both personal and business use. - **Integrated API Solutions** — Automate Card Management - **Virtual Cards** — Access Instant Virtual Cards - **Multi-Currency Support** — Facilitate Global Payments - **Physical Cards** — Receive Customized Cards - **White-label Capability** — Brand Your Cards ### [Payments](https://connectpay.com/payments/) *Product* Facilitates secure, efficient payment processing across multiple methods and currencies. - **Card Acquiring** — Accepts Card Payments Securely - **Cross-border Payments** — Facilitates Global Transactions - **SEPA Instant and SCT Payments** — Offers Instant Euro-Zone Payments - **Currency Exchange** — Offers Multi-Currency Support - **Open Banking Transfers** — Enables Instant Bank Transfers - **Recurring Payments** — Automates Subscription Billing ### [Embedded Finance Platform](https://connectpay.com/embedded-finance/) *Platform* Seamlessly integrate advanced financial features into any application with our modular platform. - **APIs for Modular Finance** — Connect Modules Quickly - **Embedded Compliance** — Streamline Compliance Processes - **EMI-Licensed Platform** — Ensure Regulatory Compliance - **Multi-Currency Support** — Global Financial Flexibility - **Modular Embedded Finance Solutions** — Customize Financial Services ### [Embedded Compliance Platform](https://connectpay.com/embedded-compliance/) *Platform* Ensure seamless compliance while scaling your online business effortlessly. - **Fit and Proper Program** — Manage Compliance Requirements - **KYC Onboarding** — Automate KYC Processes - **Risk Mitigation** — Identify Risks Early - **Operational Compliance Guidance** — Integrate Compliance Workflows - **Proactive Risk Identification** — Limit Regulatory Liabilities ### [Ecommerce Payment Gateway](https://connectpay.com/ecommerce/) *Product* Streamline your online payments with our robust ecommerce payment gateway. - **Global Payment Methods** — Boosts Customer Satisfaction - **Payment Initiation Service** — Improves Checkout Speed - **Unified Ecommerce Banking and Merchant Services** — Simplifies Financial Management - **Recurring Payments** — Stabilizes Revenue Stream - **Frictionless Fulfillment** — Enhances Order Processing - **Multi-Currency Support** — Expands Market Reach ### [Daily Banking](https://connectpay.com/daily-banking/) *Product* Enhance financial management with effective daily banking software. - **Business IBAN with LT Prefix** — Open Business IBAN - **Global Payments** — Facilitate Global Payments - **Multi-Currency Support** — Support 80+ Currencies - **Frictionless Payment Processing** — Streamline Payment Processes - **Compliance Management** — Simplify Compliance - **Online Banking and APIs** — Access Online Banking - **VISA Debit Cards** — Issue VISA Debit Cards ### [Marketplace Payment Platform](https://connectpay.com/marketplaces/) *Platform* Streamline your marketplace payments with automated onboarding and real-time fund distribution. - **Automated Seller Onboarding** — Streamline Onboarding Processes - **Real-Time Split Payments** — Automate Fund Distribution - **Automated Payouts** — Enhance Payment Efficiency - **Multi-Currency Support** — Expand Global Reach - **Omnichannel Payments** — Integrate Effortlessly ### [White-label Loyalty Programs](https://connectpay.com/platforms/loyalty-programs/) *Product* Boost customer retention and revenue with seamless white-label loyalty solutions. - **Unified Rewards and Payments** — Enhance Customer Experience - **White-label Loyalty Platform** — Rapid Deployment - **Increased Revenue** — Drive Financial Growth - **Operational Efficiency** — Minimize Manual Workload - **Data-Driven Insights** — Optimize Rewards Logic ### [Referral Program](https://connectpay.com/referral/) *Product* Empower your business by earning commissions through our referral program. - **Commission-based Referrals** — Earn Commissions On Referrals - **Integrated Financial Solutions** — Promote Comprehensive Financial Platforms - **Partner Terms and Onboarding** — Streamlined Partner Onboarding ### [Embedded Finance With SCA For B2C](https://connectpay.com/embedded-finance-with-sca-for-b2c/) *Platform* Streamline B2C payments with secure transactions powered by embedded finance and SCA. - **SCA-Enabled B2C Payments** — Enhance Security For Transactions - **Multi-Method B2C Payments** — Maximize Customer Options - **Multi-Currency B2C Accounts** — Offer Global Payment Flexibility - **API-Driven Integration** — Simplify Onboarding Process ## Market Segments - **Embedded finance and banking-as-a-service** (market size $60.0B, CAGR 20%): Programmatic financial infrastructure and APIs enabling platforms to embed account onboarding, connected accounts, card issuing, payouts, and payment orchestration into their products. - **Card issuing and management** (market size $18.7B, CAGR 12.8%): Capabilities to issue, manage, and lifecycle physical and virtual payment cards, including branding, program configuration, and card-wallet linkage. - **Marketplace payments and split settlement** (market size $128.6B, CAGR 11.7%): Functions for multi-vendor marketplaces including multi-merchant baskets, split payments and settlement, multi-tenant merchant handling, and marketplace-ready payment gateway capabilities. - **Payment processing and merchant services** (market size $140.6B, CAGR 17.5%): Core acceptance and settlement capabilities including authorization, routing, and merchant acquiring for online and omnichannel transactions. - **KYC/AML and identity verification** (market size $16.0B, CAGR 15%): Integrated compliance screening and identity verification workflows including PEP/sanctions checks and AI-powered ID validation to meet regulatory onboarding requirements.