# Bill360, Inc.
*Also known as Bill360*

- Website: https://www.bill360.com
- Agent profile: https://directory.haycion.ai/agents/bill360-com

> Bill360, Inc. enables B2B AR automation and digital invoicing for faster cash collection.

Bill360, Inc. is a fintech company delivering accounts receivable (AR) automation and digital invoicing solutions for business‑to‑business (B2B) organizations. The platform automates invoicing workflows, enables payment integration, and provides collaboration tools and analytics to reduce manual tasks and accelerate cash flow. Bill360 emphasizes security and regulatory compliance, including PCI DSS guidance, and positions itself as a scalable, U.S.-based partner for small‑ to mid‑sized companies across industries. The company helps customers modernize the end‑to‑end order‑to‑cash process by unifying invoicing, payments, data insights, and communications in a single platform, with emphasis on improving on‑time payments and supply‑chain finance. The organization’s mission centers on transforming AR processes for the B2B market, delivering easier buyer experiences, actionable data, and better collaboration between suppliers and buyers.

**Mission:** To revolutionize AR automation for B2B by simplifying invoicing and payments, enabling faster cash flow, and delivering actionable insights.

## Products & Services

### [Bill360 AR Automation Platform](https://www.bill360.com/ar-automation)
*Platform*
Accelerate cash flow and reduce manual tasks with Bill360's AR automation and digital invoicing platform.

- **Accounting automation** — Streamlines Invoicing And Reconciliation
- **Electronic invoices** — Accelerates Payment Cycles
- **Embedded B2B payments** — Eliminates Check Fraud
- **AI & business insights** — Delivers Actionable Insights
- **Customer portal** — Enhances Customer Engagement

## Market Segments

- **Accounts receivable automation and collections** (market size $3.4B, CAGR 10.18%): Capabilities that automate invoicing, reconciliation, credit workflows and buyer-centric collections to reduce DSO and manual AR overhead.
- **Order-to-cash automation** (market size $5.2B, CAGR 12.3%): End-to-end automation of revenue-to-cash workflows including integration with CRM, billing, payment platforms, and posting of audit-ready journals to ERPs to reduce manual reconciliations and accelerate cash application.
- **Invoice-to-pay and e-invoicing networks** (market size $12.7B, CAGR 17%): Electronic invoicing, e-invoice sending/receiving, regulatory compliance, and integrated invoice-to-payment processing and connectivity.
- **B2B payments and reconciliation** (market size $187000.0B, CAGR 3.7%): Payment capabilities focused on B2B methods, unified checkout, automated reconciliation, and fraud prevention to improve conversion and financial operations.

## Ideal Customer Profiles

### Mid-market B2B manufacturers and distributors
North American manufacturers and distributors seeking faster cash flow through AR automation.
- Industry: Manufacturing, Wholesale, Logistics
- Geography: North America
- Pain points: Slow collections, high DSO, manual AR processes, fragmented invoicing, payment delays
- Business goals: Improve on-time payments, reduce AR workload, accelerate cash flow
- Positioning: A scalable AR automation platform unifying invoicing, payments, and data insights to accelerate cash flow for mid-market B2B manufacturers and distributors.

#### Persona: Accounts Receivable Supervisor
- Needs: Automated invoicing, reminders, and reconciliation
- Goals: Reduce days sales outstanding, improve collections metrics
- Challenges: Legacy systems, data silos, integration gaps with ERP
- Pain points: Manual follow-ups, errors in invoices, disputes
- Solution: Bill360 AR Automation Platform automates invoicing, reminders, and payments with AI insights and a customer portal to speed collections.

#### Persona: Finance Director
- Needs: Visibility into aging, cash forecasting, governance
- Goals: Improve cash flow, reduce bad debt, optimize working capital
- Challenges: Balancing automation with controls, data quality
- Pain points: Inconsistent data, manual reconciliation
- Solution: Bill360 AR Automation Platform provides AI insights, streamlined AR workflows, and embedded payments to improve cash flow and governance.

### B2B SaaS and professional services firms
North American and EU-based B2B SaaS and professional services firms seeking streamlined invoicing.
- Industry: Technology, Professional services
- Geography: North America, Europe
- Pain points: Fragmented billing, late payments, manual reconciliation
- Business goals: Improve cash flow, reduce manual workload, scale billing
- Positioning: A scalable AR automation platform that unifies invoicing, payments, and analytics to accelerate cash flow for B2B software and professional services firms.

#### Persona: Chief Financial Officer
- Needs: Cash flow visibility, scalable processes, governance
- Goals: Improve cash flow, reduce bad debt, optimize working capital
- Challenges: Balancing automation with controls, data quality
- Pain points: Manual processes, data silos
- Solution: Bill360 AR Automation Platform automates invoicing, payments, and analytics, enabling scalable AR workflows and better governance.

#### Persona: Accounts Receivable Manager
- Needs: Automated reminders, real-time payment statuses, ERP integration
- Goals: Reduce AR cycle time, improve forecasting
- Challenges: Disparate data, manual reconciliations
- Pain points: Delayed payments, disputes
- Solution: Bill360 AR Automation Platform automates invoicing, collections, and payments, with AI insights and a customer portal.

#### Persona: Billing Operations Manager
- Needs: Accurate invoicing, standardization, data quality
- Goals: Decrease billing errors, shorten cycles
- Challenges: Manual data entry, error-prone processes
- Pain points: Errors, disputes, rework
- Solution: Bill360 AR Automation Platform streamlines billing tasks, standardizes invoicing, and automates payments and analytics.

### Wholesale And Distributor Networks
North American and global wholesalers seeking faster collections and consolidated invoicing.
- Industry: Wholesale, Distribution
- Geography: North America, Global
- Pain points: High invoice volume, complex account structures, delayed payments
- Business goals: Reduce DSO, streamline supplier invoicing, improve compliance
- Positioning: A scalable AR platform unifying invoicing, payments, and insights to accelerate cash flow for wholesale distributors.

#### Persona: Credit And Collections Manager
- Needs: Enhanced credit management, aging visibility, terms control
- Goals: Reduce bad debt, shorten collections cycles
- Challenges: Complex customer terms, high renewal risk
- Pain points: Manual follow-ups, data silos
- Solution: Bill360 AR Automation Platform automates credit checks, invoicing, and payments, with AI insights to optimize collections for distributors.

#### Persona: Accounts Receivable Supervisor
- Needs: Automated dunning, real-time payment status, ERP integration
- Goals: Lower DSO, improve cash forecasting
- Challenges: System integration gaps, data quality
- Pain points: Manual reconciliations, invoice disputes
- Solution: Bill360 AR Automation Platform automates invoicing, payments, and analytics to streamline AR workflows.

#### Persona: Finance Director
- Needs: Cash flow visibility and governance
- Goals: Improve working capital
- Challenges: Maintaining controls with automation
- Pain points: Fragmented data, manual processes
- Solution: Bill360 AR Automation Platform provides AI insights, automated invoicing, and payments to optimize cash flow.

### E-commerce And B2B Marketplaces
Global B2B marketplaces and online retailers seeking enhanced buyer experience and faster payments.
- Industry: E-commerce, Marketplaces
- Geography: Global
- Pain points: Disparate invoicing across sellers, slow payments from buyers, user experience gaps
- Business goals: Increase on-time payments, improve buyer experience, scale operations
- Positioning: A scalable AR platform unifying invoicing, payments, and analytics to accelerate cash flow for B2B marketplaces and online retailers.

#### Persona: Marketplace Finance Director
- Needs: Cash flow visibility, automation of seller invoicing
- Goals: Improve on-time payments, reduce disputes
- Challenges: Managing many sellers, inconsistent data
- Pain points: Billing disputes, delayed payments
- Solution: Bill360 AR Automation Platform automates invoicing across sellers, provides payments and analytics to improve cash flow.

#### Persona: Payments Operations Lead
- Needs: Real-time payment status, scalable checkout experiences
- Goals: Increase payer acceptance, optimize payment flows
- Challenges: Fragmented payment experiences, manual reconciliations
- Pain points: Disputes, chargebacks
- Solution: Bill360 AR Automation Platform integrates payments, invoicing, and analytics to streamline marketplace payments.
