# 1st Commercial Credit, LLC
*Also known as 1st Commercial Credit*

- Website: https://www.1stcommercialcredit.com
- Location: Austin, Texas, United States
- Agent profile: https://directory.haycion.ai/agents/1stcommercialcredit-com

> A US-based financial services firm delivering flexible working capital solutions to growing businesses.

1st Commercial Credit, LLC is a US-based financial services company that provides flexible working capital solutions for small and mid-sized businesses across multiple industries. The organization supports growth and cash flow management by offering asset-based lending, receivables financing, and supply chain funding options, helping clients accelerate growth, meet payroll, and manage seasonal and project-based financing needs.

**Mission:** We help companies maintain growth in sales.

## Products & Services

### [Accounts Receivable Financing](https://www.1stcommercialcredit.com/financial-services/accounts-receivable-financing)
*Service*
Get immediate cash flow by financing your accounts receivable without upfront fees.

- **Invoice Financing** — Turn Invoices Into Immediate Cash
- **Fast Funding Timeline** — Get Funded Quickly
- **Credit Lines Up To $10M** — Access Revolving Credit Up To $10M
- **Dedicated Account Team** — Receive Ongoing Support
- **No Financials Required** — Simplify Your Application Process
- **Flexible Terms** — Adaptable Financing Solutions
- **Free Invoicing Software** — Utilize Complimentary Software
- **No Upfront Setup Fees** — Avoid Initial Costs

### [Asset Based Lending](https://www.1stcommercialcredit.com/financial-services/asset-based-lending)
*Solution*
Unlock working capital with higher advance rates secured by your assets.

- **Asset-based Collateral** — Maximize Funding Potential
- **High Advance Rates** — Gain Higher Access
- **Quick Approvals** — Fast Track Financing
- **Flexible Terms** — Adapt to Your Needs
- **Ideal for Various Industries** — Broad Industry Support
- **No Upfront Fees** — Start Without Cost

### [Purchase Order Financing](https://www.1stcommercialcredit.com/financial-services/purchase-order-financing)
*Solution*
Enables timely payment to suppliers for fulfilling large purchase orders.

- **Funds To Suppliers** — Provide Funds To Suppliers
- **Supply Chain Finance Solution** — Complete Supply Chain Financing
- **PO Financing for Trade** — Finance Purchase Orders
- **Industry Scope** — Support Various Industries
- **Fast Approval Process** — Enable Fast Approvals

### [Export-Import Financing](https://www.1stcommercialcredit.com/financial-services/export-import-finance-factoring)
*Solution*
Enhance your cash flow and mitigate risks in international trade with tailored financing solutions.

- **Export/Import Supply Chain Financing** — Boost Your Trade Operations
- **In-Transit Inventory Finance** — Finance Goods In Transit
- **Credit and Cargo Insurance** — Secure Your Shipments
- **Unique Solutions for Cross-Border Trade** — Streamline Cross-Border Transactions
- **Non-Recourse Factoring** — Eliminate Payment Risk

### [Government Receivables Financing](https://www.1stcommercialcredit.com/financial-services/government-receivables)
*Service*
Enhance cash flow for contractors through fast government receivables financing.

- **Facilities Up To $10M** — Access Up To $10M
- **Government Receivables Financing** — Secure Government Contract Financing
- **SAM.gov Experience** — Leverage SAM.gov Expertise
- **Swift Setup** — Fast Funding Setup

### [Trade Payable Financing](https://www.1stcommercialcredit.com/financial-services/trade-payable-financing)
*Solution*
Facilitates supplier payments quickly using company funds while enhancing cash flow management.

- **Credit Limit Up To $10M** — Access Up To $10 Million
- **Pay Suppliers With Our Money** — Utilize Company Funds
- **Fast Onboarding** — Quick Setup Process
- **Vendor Portal** — Access Vendor Portal
- **Flexible Payment Options** — Optimize Payment Terms

### [Equipment Financing](https://www.1stcommercialcredit.com/leasing)
*Service*
Access quick and flexible equipment financing tailored for various business needs.

- **Fast Approvals** — Get Quick Approvals
- **Wide Financing Amounts** — Access Substantial Funding
- **Credit Score Flexibility** — Accommodate Diverse Credit Scores
- **Flexible Terms** — Tailor Your Financing
- **Vendor Onboarding** — Facilitate Vendor Partnerships
- **Express Setup** — Quick Account Setup

### [Equipment Financing App](https://www.1stcommercialcredit.com/leasing/buyers)
*Platform*
Streamline Your Equipment Acquisition Process With Fast, Flexible Financing.

- **Same-Day Funding** — Receive Funds Promptly
- **App-Based Financing** — Streamline Equipment Financing Process
- **Buyers Onboarding** — Quick Buyer Onboarding
- **Flexible Financing Options** — Choose Your Financing Terms
- **User-Friendly Interface** — Easily Navigate Financing Options

### [Semi-Truck Finance App](https://www.1stcommercialcredit.com/contact/semitruck-finance-app)
*Platform*
Facilitates easy equipment acquisition for trucking fleets with flexible financing options.

- **Fleet Financing App** — Streamlines Fleet Financing
- **Simple Fleet Acquisition** — Facilitates Equipment Acquisition
- **Non-Recourse Financing** — Protects Against Non-Payment
- **Express Setup** — Quick Account Activation
- **Fuel Advances** — Provides Fuel Cash Flow

### [Fuel Card Program](https://www.1stcommercialcredit.com/fuel-card)
*Service*
Offers fueling solutions with acceptance at 99% of stations.

- **Nationwide Acceptance** — Access 99% Of Fuel Stations
- **Fuel Management** — Streamline Fuel Transactions
- **Fuel Discounts** — Save On Fuel Costs
- **Security Features** — Enhance Security
- **Credit Reporting** — Build Business Credit

### [Sales Ledger Credit Lines](https://www.1stcommercialcredit.com/financial-services/sales-lender-credit-lines)
*Product*
Access up to $20M in revolving credit for liquidity and growth.

- **Revolving Credit Lines** — Access Up To $20M
- **Fast Approval Process** — Quick Setup
- **AR Financing Integration** — Enhance Cash Flow Management
- **No Balance Sheet Debt** — Maintain Financial Health

## Market Segments

- **Receivables financing** (market size $164.1B, CAGR 11%): Financing that converts outstanding invoices into immediate working capital, including invoice factoring, receivables lending, and revolving AR credit lines to improve cash flow and liquidity.
- **Asset-based lending** (market size $891.9B, CAGR 12%): Collateralized lending secured by business assets such as receivables and inventory, providing higher advance rates and flexible terms for manufacturers, distributors, and asset-rich SMBs.
- **Equipment financing** (market size $1437.0B, CAGR 9.9%): Loans to acquire or upgrade machinery and equipment with competitive rates, flexible terms, and quick approval to improve operational efficiency.
- **Purchase order and trade finance** (market size $9970.0B, CAGR 3.5%): Short-term financing to fulfill large customer orders, pay suppliers, and manage trade-related working capital and supplier relationships.
- **Fleet spend and fuel management** (market size $6.0B, CAGR 7%): Controls and analytics for fleet expenditures including card payments, fraud detection, cashback programs, automated IFTA reporting, and fuel and sustainability insights to lower operating costs.